Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 103 days on market

$395,000

Est. payment $1,749/moCalculate yours

21 Earl Street L1, Toronto, ON M4Y 3C8

North St. James Town, Toronto, ON M4Y 3C8

  • 0 Beds
  • 1 Baths
  • 0 Sq Ft

Listing courtesy of BOSLEY REAL ESTATE LTD. MLS® C13539470

About this home

Tucked away on a quiet, tree-lined street in the heart of the city, this freshly renovated ground-level studio is completely move-in ready, offering the perfect blend of charm, function, and downtown convenience. The suite features new flooring, fresh paint, and a thoughtfully designed open layout. You’ll love the walk-out to a private patio, ample storage, a walk-in closet, and an en-suite laundry, combining style and practicality in one inviting space. Whether you’re a first-time buyer, investor, or looking for a stylish pied-à-terre, this unit checks all the boxes. The boutique building has a welcoming community feel and is just steps from transit, shops, dining, and everything downtown Toronto has to offer. A genuine turnkey opportunity in a vibrant and connected location

Property details

Overview

Property Type
Condo Apartment
Style
Apartment
For
For Sale
Status
New
Size
0-499 sqft

Interior

Bedrooms
0
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Concrete
Foundation
Block

Lot & Parking

Parking
Underground garage

Financial

Property Taxes
$1,863 (2025)
Condo Fee
$390/mo
Fee Includes
Heat Included, Common Elements Included, Hydro Included, Building Insurance Included, Water Included, CAC Included
Pets
Yes-with Restrictions

Location

Neighbourhood
North St. James Town
Cross Street
Jarvis/Wellesley

Listing

MLS® Number
C13539470
Days on Market
103
Listed On
2026-07-07
Possession
Vacant
Listed By
BOSLEY REAL ESTATE LTD.

Rooms

Room Level Dimensions
Living Room Main 42′ 0″ × 32′ 3″
Kitchen Main 21′ 6″ × 33′ 4″
Bedroom Main 37′ 8″ × 24′ 9″
Dining Room Main 42′ 0″ × 32′ 3″

Features

Interior

  • Storage Area Lockers

Property

  • Clear View
  • Public Transit

Amenities

  • Bike Storage
  • Community BBQ
  • Visitor Parking
Included
Fridge, Stove, Dishwasher (AS IS), Combined Washer/Dryer, Hot Water Tank, and All Electrical Light Fixtures.

Mortgage calculator

Minimum for this price: $19,750 (5%)

Amortization, years

Estimated mortgage payment

$1,749 per month

Principal and interest
$1,749
Property tax
$155
Condo fees
$390
Estimated monthly cost
$2,294

Your mortgage

Mortgage amount
$316,000
Mortgage insurance
Not needed
Interest over 25 years
$208,692

Cash to close

Down payment
$79,000
Land transfer tax (Ontario + Toronto)
$8,800
Total, before legal fees
$87,800
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

21 Earl Street L1, Toronto, ON M4Y 3C8 North St. James Town, Toronto, ON M4Y 3C8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$395,000 21 Earl Street L1, Toronto, ON M4Y 3C8
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