$874,900
↓ $45,000 from $919,900
Est. payment $3,874/moCalculate yours
21 Fire Route 70, Havelock-Belmont-Methuen, ON K0L 1Z0
Havelock-Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of LACEBY REAL ESTATE LIMITED MLS® X13593028
About this home
10.5+ Acres of Unspoiled Waterfront Paradise on Twin Lake. Discover a truly exceptional opportunity to own 10.5+ acres with over 1,200 feet of direct waterfront frontage on beautiful Twin Lake in the heart of the North Kawarthas. Offering unmatched privacy and breathtaking natural surroundings, this is a rare property where endless possibilities await. The existing 3-bedroom, 1-bathroom home provides the perfect opportunity to renovate, restore, or use as a stepping stone to build your dream waterfront retreat. A small workshop adds extra functionality for hobbies, storage, or outdoor equipment. Nature enthusiasts will appreciate the expansive acreage, abundant wildlife, and peaceful setting, while outdoor lovers will enjoy direct lake access for fishing, boating, kayaking, canoeing, swimming, or simply relaxing by the water. With over 1,200 feet of shoreline, you’ll experience a level of privacy and waterfront enjoyment that is increasingly difficult to find. Whether you’re searching for a year-round residence, family cottage, or the ideal location to create a custom lakeside estate, this property offers an extraordinary canvas in one of Ontario’s most desirable recreational regions. Rarely does a property of this size and caliber become available, where privacy, acreage, and direct waterfront come together in one remarkable package.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Other (Wood)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 233.42 x 1533.58 Feet
- Parking
- None garage · 8 total
- Zoning
- SR
Financial
- Property Taxes
- $2,440 (2026)
Location
- Neighbourhood
- Havelock-Belmont-Methuen
- Cross Street
- County Road 46/ Fire Route 70
- Direction Faces
- West
Listing
- MLS® Number
- X13593028
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- TBD
- Listed By
- LACEBY REAL ESTATE LIMITED
Features
Interior
- None
Property
- Lake/Pond
- Wooded/Treed
Pool
- None
- Included
- All appliances in "as is condition" - including fridge, stove, washer/dryer, all electrical light fixtures, blinds and window coverings. Please see attached zoning information.
Mortgage calculator
Estimated mortgage payment
$3,874 per month
- Principal and interest
- $3,874
- Property tax
- $203
- Condo fees
- $0
- Estimated monthly cost
- $4,077
Your mortgage
- Mortgage amount
- $699,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $462,240
Cash to close
- Down payment
- $174,980
- Land transfer tax
- $13,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $188,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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