Gurvinder Nokwal REALTOR®
For Sale Condo Townhouse 100 days on market

$699,000 ↓ $20,000 from $719,000

Est. payment $3,095/moCalculate yours

21 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,200 Sq Ft

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13551126

About this home

Enjoy effortless, low-maintenance living in this beautifully appointed bungalow townhome, ideally and centrally located in the heart of Virgil. This sought-after location places you within walking distance of local breweries, grocery stores, parks, cafés, and everyday conveniences, while Historic Old Town Niagara-on-the-Lake-with its renowned wineries, boutique shopping, restaurants, theatres, and waterfront-is just a short drive away.Designed for easy main-floor living, the bright, open-concept layout features spacious principal rooms filled with natural light. The inviting great room boasts a vaulted ceiling, cozy gas fireplace, engineered hardwood flooring, and quality upgraded fixtures and finishes throughout. The generous primary suite offers a walk-in closet and private ensuite, while a second bedroom and an additional 3-piece bathroom provide comfortable accommodations for guests or a home office.Step through the great room to a private rear courtyard, an ideal setting for outdoor entertaining or quiet relaxation. The fully finished basement extends the living space with a large recreation room, versatile den, and abundant storage. An attached single-car garage and paved driveway complete this lovely home, offering the perfect combination of comfort and convenience in this desirable Niagara-on-the-Lake community.

Property details

Overview

Property Type
Condo Townhouse
Style
Bungalow
For
For Sale
Status
Price Change
Size
1,200 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle

Lot & Parking

Parking
Attached garage · 2 total

Financial

Property Taxes
$4,016 (2025)
Condo Fee
$635/mo
Fee Includes
Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions

Location

Neighbourhood
108 - Virgil
Cross Street
CASSELMAN AND LINE 1

Listing

MLS® Number
X13551126
Days on Market
100
Listed On
2026-07-10
Possession
After August
Listed By
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Rooms

Room Level Dimensions
Other Basement 26′ 2″ × 15′ 8″
Living Room Main 15′ 8″ × 13′ 8″
Bedroom Main 13′ 11″ × 9′ 4″
Utility Room Basement 18′ 4″ × 15′ 8″
Dining Room Main 16′ 8″ × 9′ 7″
Primary Bedroom Main 23′ 0″ × 12′ 2″
Den Basement 13′ 9″ × 8′ 3″
Kitchen Main 15′ 8″ × 9′ 7″
Recreation Basement 23′ 6″ × 21′ 6″

Features

Interior

  • Central Vacuum

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$335
Condo fees
$635
Estimated monthly cost
$4,065

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

21 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 21 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0
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