$699,000
↓ $20,000 from $719,000
Est. payment $3,095/moCalculate yours
21 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 2 Beds
- 2 Baths
- 1 Garage
- 1,200 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13551126
About this home
Enjoy effortless, low-maintenance living in this beautifully appointed bungalow townhome, ideally and centrally located in the heart of Virgil. This sought-after location places you within walking distance of local breweries, grocery stores, parks, cafés, and everyday conveniences, while Historic Old Town Niagara-on-the-Lake-with its renowned wineries, boutique shopping, restaurants, theatres, and waterfront-is just a short drive away.Designed for easy main-floor living, the bright, open-concept layout features spacious principal rooms filled with natural light. The inviting great room boasts a vaulted ceiling, cozy gas fireplace, engineered hardwood flooring, and quality upgraded fixtures and finishes throughout. The generous primary suite offers a walk-in closet and private ensuite, while a second bedroom and an additional 3-piece bathroom provide comfortable accommodations for guests or a home office.Step through the great room to a private rear courtyard, an ideal setting for outdoor entertaining or quiet relaxation. The fully finished basement extends the living space with a large recreation room, versatile den, and abundant storage. An attached single-car garage and paved driveway complete this lovely home, offering the perfect combination of comfort and convenience in this desirable Niagara-on-the-Lake community.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $4,016 (2025)
- Condo Fee
- $635/mo
- Fee Includes
- Water Included, Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- CASSELMAN AND LINE 1
Listing
- MLS® Number
- X13551126
- Days on Market
- 100
- Listed On
- 2026-07-10
- Possession
- After August
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Central Vacuum
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $335
- Condo fees
- $635
- Estimated monthly cost
- $4,065
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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