$839,000
Est. payment $3,715/moCalculate yours
21 PINETREE Court, Ramara, ON L0K 1B0
Rural Ramara, Ramara, ON L0K 1B0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of FOREST HILL REAL ESTATE INC. MLS® S13662638
About this home
Waterfront bungalow in Lagoon City! Dock your boat on the private 145ft shorewall. Minutes by boat to Lake Simcoe & private sandy beaches. Situated on Turtle Lagoon at the end of a quiet cul-de-sac. Gourmet kitchen with a Napolean fireplace, beverage fridge & heated floor. Open concept, vaulted ceilings and sunken family room. 2 propane fireplaces, hardwood, custom built-in display cabinet. 2 full bathrooms with newer large showers. 2 patio walkouts to the backyard overlooking the canal. Gorgeous perennial gardens in the front and back & armor stone, mature trees & decking. Garage has an EV Charger. Enjoy easy access to two private resident beaches on Lake Simcoe, plus a full-service marina, restaurants, and an active community centre offering fitness classes, yoga, line dancing, euchre, and social clubs. Residents also enjoy a yacht club, racquet club (tennis & pickleball), and extensive walking, biking, and ATV trails. All municipal services and high-speed internet is available - combining waterfront living with modern convenience. Prime Location:20 minutes to Casino Rama Resort for world-class entertainment & dining, 30 minutes to Orillia for big box stores, waterfront parks, dining & shopping. Approximately 1.5 hours to the GTA.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 9
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete Block, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 145 x 157 Feet
- Parking
- Attached garage · 7 total
- Zoning
- Residential
Financial
- Property Taxes
- $4,835 (2026)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- Laguna Pkwy/Poplar Cres
- Direction Faces
- East
Listing
- MLS® Number
- S13662638
- Days on Market
- 68
- Listed On
- 2026-08-11
- Listed By
- FOREST HILL REAL ESTATE INC.
Rooms
Features
Interior
- Carpet Free
Property
- Hospital
Pool
- None
- Included
- S/S Built-In Oven & Microwave, Jenn-Aire 5 Burner Cooktop, Fridge, Beverage Cooler & Dishwasher, New Full Size Front Load Stacked Washer & Dryer, Electric Light Fixtures, Ceiling Fans, Clarke Basement Encapsulation With Limited Warranty, Sump Pump, Canal Water Pump, Shorewall Power, Garden Shed. EV Outlet(charging station).
- Excluded
- BBQ, Pedal Boat, EV Charger
- Rental items
- Propane Tank(s)
Mortgage calculator
Estimated mortgage payment
$3,715 per month
- Principal and interest
- $3,715
- Property tax
- $403
- Condo fees
- $0
- Estimated monthly cost
- $4,118
Your mortgage
- Mortgage amount
- $671,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $443,273
Cash to close
- Down payment
- $167,800
- Land transfer tax
- $13,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $181,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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