$529,900
Est. payment $2,346/moCalculate yours
21 Spruce Street, South Stormont, ON K0C 1M0
713 - Ingleside, South Stormont, ON K0C 1M0
- 2 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX AFFILIATES MARQUIS LTD. MLS® X13756276
About this home
Bright, well maintained, and thoughtfully designed, this high ranch bungalow is nestled in a quiet residential neighbourhood in the Village of Ingleside. It is an excellent fit for families or those seeking room to spread out. The main floor offers just over 1,200 sq ft of inviting space, featuring a semi open concept kitchen, dining, and living area filled with natural light. The remodelled kitchen is beautifully appointed with shaker style cabinetry and quartz countertops. Two well proportioned bedrooms, a fully renovated 4 piece bathroom, and a finished laundry room with room for additional storage complete the upper level. The lower level adds exceptional versatility, with a spacious family area highlighted by a cozy gas stove, a full kitchen, a third bedroom, a second full bathroom, as well as an additional laundry area. Convenient backyard access to the lower level adds flexibility for a potential home business or guests. Outside, you will appreciate the fully fenced yard, deck for outdoor enjoyment, large garden shed, and generous double driveway offering ample parking. Significant capital improvements have already been completed, including a durable metal roof, fully automated Generac system, high efficiency natural gas furnace, updated windows, central air conditioning, and more, providing peace of mind for years to come. Ideally located close to schools, shopping, parks, bike paths, and the St. Lawrence River, this move in ready home offers comfort, flexibility, and convenience in a desirable, family friendly community. All appliances are included. Click on the Multi-Media link for virtual tour & floor plan. The Seller requires 24 hour Irrevocable on all Offers.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 73.89 x 159.97 Feet
- Parking
- None garage · 10 total
- Zoning
- Residential
Financial
- Property Taxes
- $2,984 (2025)
Location
- Neighbourhood
- 713 - Ingleside
- Cross Street
- Farran Dr & Spruce St
- Direction Faces
- North
Listing
- MLS® Number
- X13756276
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- TBA
- Listed By
- RE/MAX AFFILIATES MARQUIS LTD.
Rooms
Features
Interior
- In-Law Suite
- Generator - Full
Property
- Fenced Yard
- School
- Park
Pool
- None
- Included
- Dishwasher, Stove, Refrigerator, Washer, Dryer, Freezer (Main Floor) & Stove, Dishwasher, Refrigerator, Washer, NG Dryer (Lower Level)
- Excluded
- Wall Sconce Lights in main floor bedrooms, Wooden Cabinet at the end of the main floor hallway
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,346 per month
- Principal and interest
- $2,346
- Property tax
- $249
- Condo fees
- $0
- Estimated monthly cost
- $2,595
Your mortgage
- Mortgage amount
- $423,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,965
Cash to close
- Down payment
- $105,980
- Land transfer tax
- $7,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $113,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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