Gurvinder Nokwal REALTOR®
For Sale Detached 54 days on market

$499,000

Est. payment $2,209/moCalculate yours

21 Third Street, Kawartha Lakes, ON K0M 1N0

Fenelon, Kawartha Lakes, ON K0M 1N0

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft
Map

Listing courtesy of Re/Max All-Stars Realty Inc. MLS® X13711704

About this home

Welcome to 21 Third Street, an idyllic three-season summer cottage tucked beneath mature trees in the charming village of Sturgeon Point. Full of character, this inviting three-bedroom, one-bathroom retreat is made for relaxed summer days, weekend escapes and cherished family traditions. Surrounded by mature trees and established rock gardens, the grounds are built for summer living-badminton, cornhole, evenings around the fire pit, a quiet hammock spot and a delightful bunkie. The bunkie sleeps four with two sets of bunk beds (or two singles), making it perfect for extra guests, kids or a cozy movie night. Just beyond your doorstep is the unique village of Sturgeon Point, affectionately known as The Point, with tree-canopied lanes, a public beach and Upper Wharf for swimming, sailing and golf clubs, a village park, and endless boating, paddling, walking and biking. 21 Third Street is a special opportunity to make this charming cottage your own and experience summer at The Point.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space, Unfinished

Building & Systems

Heating
Other (Other)
Cooling
Other
Exterior
Wood
Foundation
Concrete
Roof
Shingles
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
66 x 99 Feet
Parking
None garage · 2 total
Zoning
R1

Financial

Property Taxes
$1,799 (2026)

Location

Neighbourhood
Fenelon
Cross Street
Cty Rd 121/Sturgeon Point Rd.
Direction Faces
North

Listing

MLS® Number
X13711704
Days on Market
54
Listed On
2026-08-25
Possession
TBD
Listed By
Re/Max All-Stars Realty Inc.

Rooms

Room Level Dimensions
Sunroom Main 23′ 0″ × 7′ 10″
Bedroom Main 7′ 0″ × 7′ 0″
Bedroom Second 9′ 10″ × 15′ 5″
Bedroom Second 9′ 2″ × 9′ 10″
Kitchen Main 7′ 7″ × 13′ 5″
Living Room Main 15′ 0″ × 11′ 0″

Features

Interior

  • Water Heater Owned

Property

  • Beach
  • Golf
  • Greenbelt/Conservation
  • Lake/Pond
  • Place Of Worship
  • School Bus Route

Pool

  • None
Included
HWT Owned, Refrigerator, Stove, Window coverings, White Cabinet In Kitchen.
Excluded
All Personal Items. Some Furnishings Negotiable.

Mortgage calculator

Minimum for this price: $24,950 (5%)

Amortization, years

Estimated mortgage payment

$2,209 per month

Principal and interest
$2,209
Property tax
$150
Estimated monthly cost
$2,359

Your mortgage

Mortgage amount
$399,200
Mortgage insurance
Not needed
Interest over 25 years
$263,639

Cash to close

Down payment
$99,800
Land transfer tax
$6,455
Total, before legal fees
$106,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

21 Third Street, Kawartha Lakes, ON K0M 1N0 Fenelon, Kawartha Lakes, ON K0M 1N0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,000 21 Third Street, Kawartha Lakes, ON K0M 1N0
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