$499,000
Est. payment $2,209/moCalculate yours
21 Third Street, Kawartha Lakes, ON K0M 1N0
Fenelon, Kawartha Lakes, ON K0M 1N0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Re/Max All-Stars Realty Inc. MLS® X13711704
About this home
Welcome to 21 Third Street, an idyllic three-season summer cottage tucked beneath mature trees in the charming village of Sturgeon Point. Full of character, this inviting three-bedroom, one-bathroom retreat is made for relaxed summer days, weekend escapes and cherished family traditions. Surrounded by mature trees and established rock gardens, the grounds are built for summer living-badminton, cornhole, evenings around the fire pit, a quiet hammock spot and a delightful bunkie. The bunkie sleeps four with two sets of bunk beds (or two singles), making it perfect for extra guests, kids or a cozy movie night. Just beyond your doorstep is the unique village of Sturgeon Point, affectionately known as The Point, with tree-canopied lanes, a public beach and Upper Wharf for swimming, sailing and golf clubs, a village park, and endless boating, paddling, walking and biking. 21 Third Street is a special opportunity to make this charming cottage your own and experience summer at The Point.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Other (Other)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 66 x 99 Feet
- Parking
- None garage · 2 total
- Zoning
- R1
Financial
- Property Taxes
- $1,799 (2026)
Location
- Neighbourhood
- Fenelon
- Cross Street
- Cty Rd 121/Sturgeon Point Rd.
- Direction Faces
- North
Listing
- MLS® Number
- X13711704
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- TBD
- Listed By
- Re/Max All-Stars Realty Inc.
Rooms
Features
Interior
- Water Heater Owned
Property
- Beach
- Golf
- Greenbelt/Conservation
- Lake/Pond
- Place Of Worship
- School Bus Route
Pool
- None
- Included
- HWT Owned, Refrigerator, Stove, Window coverings, White Cabinet In Kitchen.
- Excluded
- All Personal Items. Some Furnishings Negotiable.
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $150
- Condo fees
- $0
- Estimated monthly cost
- $2,359
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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