$995,000
↓ $105,000 from $1,100,000
Est. payment $4,406/moCalculate yours
216 Smooth Rock Road, Georgian Bay, ON L0K 1S0
Baxter, Georgian Bay, ON L0K 1S0
- 4 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of KELLER WILLIAMS EDGE REALTY MLS® X13168530
About this home
MOVE IN READY | RENOVATED | Take in Six Mile Lake’s fall colour from 262 feet of direct waterfront, with panoramic lake views and 1.1 acres of privacy. At the end of a private road, this four-bedroom seasonal cottage is surrounded by Crown land, granite outcroppings and mature trees-a peaceful Canadian Shield retreat. Approximately $30,000 in 2026 upgrades includes fresh paint throughout, new carpet and underpadding, and laminate flooring. The cottage features a four-piece bathroom, a fireplace and a relaxed layout for gathering with family and friends. The existing workroom offers potential for additional living space, such as a bunkie, subject to the buyer’s verification of applicable requirements. Owned shoreline road allowance, detached garage and storage shed add to the appeal. Two kayaks and an aluminum boat are included. Enjoy the cottage as it is or make it your own over time. Road-access properties with this much waterfront, acreage and privacy are rarely available on Six Mile Lake, where many cottages are accessible only by boat. 6 Mile Lake : clean, controlled water levels & quieter boating experience compared to lakes connected directly to the Trent-Severn waterway system. Two marinas service the lake, with amenities, shopping, & services w/in approx. 15-20 minutes, access to Highway 400 just minutes away.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Other)
- Cooling
- None
- Exterior
- Wood , Vinyl Siding
- Foundation
- Concrete Block, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 262 x 183 Feet
- Parking
- Detached garage · 4 total
- Zoning
- SR6 SIX MILE LAKE RESIDENTIAL TYPE 6
Financial
- Property Taxes
- $4,763 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- Hwy 400 & White Falls Road Exit #34
- Direction Faces
- East
Listing
- MLS® Number
- X13168530
- Days on Market
- 146
- Listed On
- 2026-05-25
- Possession
- flexible
- Listed By
- KELLER WILLIAMS EDGE REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Cul de Sac/Dead End
- Marina
- Waterfront
- Wooded/Treed
- Lake/Pond
Pool
- None
- Included
- Refrigerator, Electric stove, Washer/Dryer, U/V Light, inside/outside furniture, Aluminum boat, 2 kayaks. Hot water heater in bathroom is owned.
- Excluded
- Personal Belongngs
- Rental items
- Propane Tank(Outside)
Mortgage calculator
Estimated mortgage payment
$4,406 per month
- Principal and interest
- $4,406
- Property tax
- $397
- Condo fees
- $0
- Estimated monthly cost
- $4,803
Your mortgage
- Mortgage amount
- $796,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $525,693
Cash to close
- Down payment
- $199,000
- Land transfer tax
- $16,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $215,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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