$429,900
Est. payment $1,904/moCalculate yours
218 LAKE Street, St. Catharines, ON L2R 5Z2
451 - Downtown, St. Catharines, ON L2R 5Z2
- 2 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of REAL BROKER ONTARIO LTD. MLS® X14085460
About this home
Welcome to 218 Lake Street, a charming 2-bedroom, 2-bathroom detached home in St. Catharines’ desirable Haig neighbourhood. The updated main floor features a bright open-concept living and dining area, a modern kitchen with quartz countertops and stainless steel appliances, two comfortable bedrooms, and an updated bathroom. The kitchen offers direct access to the backyard, making summer BBQs and outdoor entertaining easy. Enjoy the private, fully fenced backyard with mature landscaping, established gardens, and a spacious deck-perfect for relaxing, gardening, or hosting friends. A standout feature is the detached garage, transformed into a finished entertaining and flex space complete with a bar, refrigerator, and air conditioning. Use it as a hangout, game room, hobby space, or home office. Additional attic storage is accessible by a pull-down ladder. The lower level offers laundry, storage, a recreation/den area, and a large 3-piece bathroom with a clawfoot tub. With approximately 5’10” ceiling height, the basement is best suited for recreation, hobbies, and storage rather than conventional additional living space or a secondary suite. Conveniently located near downtown St. Catharines, restaurants, cafés, groceries, parks, schools, and everyday amenities. Buyers should expect some street activity, while the fenced backyard offers a more private outdoor retreat. A pre-listing home inspection is available to interested buyers. If you’re looking for an updated main floor, a beautiful backyard, unique entertaining space, and an urban location without needing a finished basement or secondary suite, 218 Lake Street is worth a look!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 6
- Basement
- Partially Finished, Partial Basement
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 100 Feet
- Parking
- Detached garage · 2 total
- Zoning
- R1
Financial
- Property Taxes
- $2,879 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- intersection lake/carlton
- Direction Faces
- East
Listing
- MLS® Number
- X14085460
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- Immediate
- Listed By
- REAL BROKER ONTARIO LTD.
Rooms
Features
Interior
- None
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,904 per month
- Principal and interest
- $1,904
- Property tax
- $240
- Condo fees
- $0
- Estimated monthly cost
- $2,143
Your mortgage
- Mortgage amount
- $343,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $227,131
Cash to close
- Down payment
- $85,980
- Land transfer tax
- $5,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $91,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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