$869,000
Est. payment $3,848/moCalculate yours
2197 South Shore Road, Greater Napanee, ON K7R 3K7
58 - Greater Napanee, Greater Napanee, ON K7R 3K7
- 3 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE MLS® X13759748
About this home
Welcome to 2197 South Shore Road, an exquisite property on a private point on Hay Bay providing you with a panoramic view of the Bay and incredible sunsets. Sit on the cantilever dock where you can dock your boat and fish. Then, return into a 2 level house that provides all the commodities and aesthetics you like. Welcome to your retirement Eden! You now have a 2189 sq. foot home, where you can essentially live on the main floor: the master bed. with his and her closets that opens to a 5 piece modern ensuite bath with laundry space and appliances; a kitchen with hardwood floors, granite counters, SS appliances, a centre island and a breakfast nook and pantry; an open concept dining room connecting with the living room and the sun room; a large living room with a propane fireplace and a sunroom with panoramic windows opening to the deck. The main floor will accommodate a person in a wheelchair with its large doors and wide foyer. The oak work is everywhere - the floors, the fireplace mantel and the staircase. The light is what an artist dreams of - a skylight in the foyer welcomes you and filters throughout the main floor because of the mezzanine second floor. The second floor houses your family or guests- who also have a view of the Bay; both rooms have oak floors and share a 3 piece bath. The pointe covers @ 430 feet of shoreline, and offers panoramic views of the Bay. The lot @ 0.6 acres is easily maintained, offers maximum privacy and a paved driveway allowing 10 parking spaces including a circular driveway. The attached garage presently serves as a workspace for the artist owner and offers a small metal cabinet and storage cupboard as well as a sink. It connect with the Foyer and has a stairway to the basement and the outside. The crawl basement @ 5 feet tall houses a newer furnace (2022), the water treatment equipment and the owned water heater(2025). Only 10 minutes to the PEC ferry, to enjoy renowned beaches, wineries and restaurants. A must see Beauty!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished, Walk-Up
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 396 x 62.7 Feet
- Parking
- Attached garage · 10 total
- Zoning
- R/EP
Financial
- Property Taxes
- $5,803 (2026)
Location
- Neighbourhood
- 58 - Greater Napanee
- Cross Street
- County Rd 8
- Direction Faces
- West
Listing
- MLS® Number
- X13759748
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- TBD
- Listed By
- EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE
Rooms
Features
Interior
- Air Exchanger
- Central Vacuum
- Generator - Full
- Primary Bedroom - Main Floor
- Separate Hydro Meter
- Water Heater Owned
- Water Softener
- Water Treatment
- Wheelchair Access
Property
- Clear View
- Waterfront
Pool
- None
- Included
- Furnace, Water Heater, Generator, Water Treatment, Shed, Fridge, Range, Dishwasher, Vent Hood, Washer, Dryer, All ELF, Kitchen Island, Cantilever dock, Sprinkler system, sink and 2 small cabinets in garage.
- Excluded
- Large cabinets in the garage.
- Rental items
- Propane tanks (2): $114.65 year.
Mortgage calculator
Estimated mortgage payment
$3,848 per month
- Principal and interest
- $3,848
- Property tax
- $484
- Condo fees
- $0
- Estimated monthly cost
- $4,331
Your mortgage
- Mortgage amount
- $695,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $459,123
Cash to close
- Down payment
- $173,800
- Land transfer tax
- $13,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $187,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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