Gurvinder Nokwal REALTOR®
For Sale Duplex 11 days on market

$399,900

Est. payment $1,771/moCalculate yours

220 LONDON Street, Peterborough, ON K9H 2Y9

Town Ward 3, Peterborough, ON K9H 2Y9

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 2,000 Sq Ft

Listing courtesy of Flat Rate Realty Corp. MLS® X13870446

About this home

LEGAL DUPLEX | CENTRAL LOCATION | INVESTMENT OPPORTUNITY. Welcome to this centrally located legal duplex, perfectly positioned within the city and offering easy access to amenities, schools, shopping, dining and transit. Located on a transit route popular with students, this property presents an excellent opportunity for investors or those looking to offset their mortgage with rental income. The main level features a spacious kitchen, multiple living spaces, family room, dining room and plenty of storage. The second level offers two bedrooms and a full 4pc bath, along with a separate legal apartment complete with its own kitchen, living room, bedroom & full 4-piece bathroom. The finished loft provides additional flexible space and awaits your personal touch - use it as a studio, home office, hobby space or a quiet place to relax. The lower level is unfinished but offers an abundance of dry storage space along with laundry facilities. Outside, there is ample parking for several vehicles and a versatile deck system that provides options for the future. The existing deck could accommodate an above-ground pool, or it could be removed to create additional parking or green space. Updates include shingles (2016) and furnace (2022). Whether you’re looking to expand your investment portfolio or take advantage of a property with multiple living spaces and future potential, this legal duplex is worth a look!

Property details

Overview

Property Type
Duplex
Style
2 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
2,000 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
2
Basement
Partial Basement, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None, Window Unit(s)
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
26 x 116 Feet
Parking
Detached garage · 5 total
Zoning
R2

Financial

Property Taxes
$5,158 (2026)

Location

Neighbourhood
Town Ward 3
Cross Street
AYLMER / LONDON
Direction Faces
North

Listing

MLS® Number
X13870446
Days on Market
11
Listed On
2026-10-07
Possession
FLEXIBLE
Listed By
Flat Rate Realty Corp.

Rooms

Room Level Dimensions
Bedroom 2 Second 9′ 11″ × 9′ 3″
Bedroom 3 Second 11′ 9″ × 10′ 9″
Kitchen Second 8′ 8″ × 5′ 9″
Family Room Main 12′ 9″ × 13′ 10″
Primary Bedroom Second 10′ 1″ × 9′ 3″
Bathroom Main 4′ 8″ × 6′ 8″
Living Room Main 7′ 10″ × 13′ 10″
Dining Room Second 9′ 2″ × 11′ 2″
Living Room Main 11′ 9″ × 13′ 8″
Living Room Second 10′ 5″ × 11′ 1″
Kitchen Main 12′ 0″ × 13′ 10″
Dining Room Main 15′ 4″ × 7′ 11″
Bathroom Second 8′ 6″ × 5′ 3″

Features

Interior

  • Accessory Apartment
  • In-Law Capability
  • Storage
  • Water Heater

Property

  • Public Transit

Pool

  • None
Included
fridge, stove, dishwasher, washer, dryer, fridge, stove (upstairs apartment), microwaves x 2, deep freezer in basement, bedroom set in the primary
Excluded
personal chattel
Rental items
HWT

Mortgage calculator

Minimum for this price: $19,995 (5%)

Amortization, years

Estimated mortgage payment

$1,771 per month

Principal and interest
$1,771
Property tax
$430
Estimated monthly cost
$2,200

Your mortgage

Mortgage amount
$319,920
Mortgage insurance
Not needed
Interest over 25 years
$211,281

Cash to close

Down payment
$79,980
Land transfer tax
$4,474
Total, before legal fees
$84,454
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

220 LONDON Street, Peterborough, ON K9H 2Y9 Town Ward 3, Peterborough, ON K9H 2Y9
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Also listed as MLS® X13813100

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$399,900 220 LONDON Street, Peterborough, ON K9H 2Y9
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