Gurvinder Nokwal REALTOR®
For Sale Detached 26 days on market

$699,998

Est. payment $3,099/moCalculate yours

220 Mcnaughton Avenue, Oshawa, ON L1H 3B6

Central, Oshawa, ON L1H 3B6

  • 4 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of RE/MAX CROSSROADS REALTY INC. MLS® E13815082

About this home

Exceptional (Live +Income) Property in Prime Oshawa Location - Walk to the Upcoming GO Station! A rare opportunity to own a versatile 2-unit main-floor home offering exceptional value, impressive income potential and an outstanding location. Situated on a premium 50-ft lot, this property offers flexibility that is increasingly difficult to find. The thoughtfully designed main level features two separate living accommodations, providing an excellent opportunity for an owner-occupier to live in one area while generating rental income from the other. Adding even more flexibility is the finished basement area with its own kitchen, bedroom + den, full bathroom and laundry facilities, offering valuable additional space for in-laws or other permitted uses. Subject to applicable municipal requirements and approvals to be received by the buyer. Extra storage space in furnace room. Detached open garage provides excellent additional parking, storage or workshop potential. The extra-wide private driveway accommodates 5 vehicles, offering exceptional convenience for homeowners, tenants and investors alike. Location is everything - Enjoy easy access to the upcoming GO station, Highway 401, shopping plazas, restaurants, schools, parks and everyday amenities. The combination of transit accessibility, a premium lot, multiple living accommodations and additional basement space makes this property particularly appealing to both homeowners and investors. Don’t miss the opportunity to make this exceptional Oshawa property your next home or investment! Upgraded roof shingles in 2023; owned water heater tank; sewer backflow valve installed in 2024. No rental water heater or any equipment to waste your money.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
4 + 1
Bathrooms
3
Kitchens
3
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick Front, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50 x 137.42 Feet
Parking
Detached garage · 6 total

Financial

Property Taxes
$4,833 (2025)

Location

Neighbourhood
Central
Cross Street
Ritson Rd. & McNaughton
Direction Faces
North

Listing

MLS® Number
E13815082
Days on Market
26
Listed On
2026-09-22
Possession
TBA
Listed By
RE/MAX CROSSROADS REALTY INC.

Rooms

Room Level Dimensions
Bedroom Main 11′ 6″ × 10′ 4″
Kitchen Ground 12′ 3″ × 11′ 3″
Den Main 8′ 3″ × 6′ 9″
Kitchen Main 16′ 11″ × 11′ 7″
Kitchen Basement 12′ 5″ × 9′ 11″
Bedroom 3 Ground 11′ 0″ × 7′ 3″
Furnace Room Basement 26′ 5″ × 10′ 0″
Bedroom Ground 10′ 6″ × 9′ 6″
Bedroom Basement 12′ 6″ × 7′ 9″
Living Room Ground 11′ 2″ × 10′ 7″
Den Basement 9′ 2″ × 4′ 6″
Bedroom 2 Main 10′ 4″ × 10′ 2″

Features

Interior

  • Water Heater

Pool

  • None

Mortgage calculator

Minimum for this price: $45,000 (6.43%)

Amortization, years

Estimated mortgage payment

$3,099 per month

Principal and interest
$3,099
Property tax
$403
Estimated monthly cost
$3,502

Your mortgage

Mortgage amount
$559,998
Mortgage insurance
Not needed
Interest over 25 years
$369,833

Cash to close

Down payment
$140,000
Land transfer tax
$10,475
Total, before legal fees
$150,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

220 Mcnaughton Avenue, Oshawa, ON L1H 3B6 Central, Oshawa, ON L1H 3B6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,998 220 Mcnaughton Avenue, Oshawa, ON L1H 3B6
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