$540,000
↓ $29,000 from $569,000
Est. payment $2,391/moCalculate yours
220 St Vincent Street, Meaford, ON N4L 1C1
Meaford, Meaford, ON N4L 1C1
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage Locations North MLS® X14033670
About this home
On Meaford’s historic St. Vincent Street, where Victorian red-brick homes line the route toward Georgian Bay, 220 St. Vincent offers a wide, deep lot and the opportunity to make a home your own. A municipal creek runs beside the property, creating natural separation and added privacy along one side. Freshly painted throughout, this three-bedroom home is ready for a comprehensive refresh. Updating the kitchen and flooring would make a meaningful difference, with new siding another option for the exterior. Inside, a distinctive wood-panelled staircase with a curved balustrade adds character worth preserving. Living and dining rooms, two natural gas fireplaces, a four-piece bathroom, a powder room and 200-amp electrical service provide a practical starting point. Two sets of sliding glass doors open to the covered patio and backyard, connecting the indoor spaces with a generous outdoor setting. A separate rear entrance, laundry area and nearby bathroom offer a layout worth investigating for a secondary suite within the existing building, subject to zoning, permits and building-code requirements. Daily errands, school and time by the water can all be part of a walkable routine. The harbour, waterfront, historic downtown, restaurants, grocery and hardware stores are within walking distance, along with Georgian Bay Community School, serving Kindergarten through Grade 12. Provincial funding has also been announced for a new Meaford elementary school. Thornbury is a short drive away, adding more restaurants and shops, while skiing, golf, sailing and Georgian Bay beaches offer recreation throughout the year. Autumn brings the Scarecrow Invasion, a colourful expression of Meaford’s community spirit. With a private yard, distinctive interior details and everyday amenities close by, this is a home with room for family life and a clear opportunity for thoughtful improvements.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Stone, Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 67.57 x 109.92 Feet
- Parking
- None garage · 5 total
Financial
- Property Taxes
- $3,786 (2025)
Location
- Neighbourhood
- Meaford
- Cross Street
- St. Vincent Street and Margaret Street
- Direction Faces
- West
Listing
- MLS® Number
- X14033670
- Days on Market
- 4
- Listed On
- 2026-10-14
- Listed By
- Royal LePage Locations North
Features
Interior
- None
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,391 per month
- Principal and interest
- $2,391
- Property tax
- $316
- Condo fees
- $0
- Estimated monthly cost
- $2,707
Your mortgage
- Mortgage amount
- $432,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $285,301
Cash to close
- Down payment
- $108,000
- Land transfer tax
- $7,275
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $115,275
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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