$999,999
Est. payment $4,428/moCalculate yours
227 Queen Street, Cobourg, ON K9A 1N4
Cobourg, Cobourg, ON K9A 1N4
- 5 Beds
- 4 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of HOMELIFE HEARTS REALTY INC. MLS® X13654782
About this home
5 Reasons This Home Is A Must-See. 1) Prime Cobourg Location - Just Steps From Lake Ontario And Cobourg’s Charming Historic Downtown, You’ll Enjoy The Beach, Marina, Boutique Shops, Restaurants, Parks, And Year-Round Community Events, All Within Walking Distance. 2) Spacious 5-Bedroom Family Home - This Thoughtfully Expanded Two-Storey Home Features A Unique Dual Staircase Design, An Oversized Kitchen And Family Room, A Spacious Primary Retreat With A Beautiful Sunroom And Large Walk-In Closet, Plus Four Additional Generously Sized Bedrooms. Its Flexible Layout Offers Outstanding Potential For Growing Families, Multi-Generational Living, Or Future Income Potential. 3) Designed For Gathering & Entertaining - The Modern, Upgraded Oversized Kitchen Flows Seamlessly Into The Inviting Family Room, Creating The Perfect Space For Everyday Family Life And Entertaining. A Formal Dining Room, Bright Living Room, Cozy Gas Fireplace, And Walkout To The Backyard Provide Multiple Spaces To Gather And Celebrate, While The Lower Level Offers Additional Space For A Workshop, Hobbies, Or Extra Storage. 4) Indoor & Outdoor Living - From Morning Coffee In The Sunroom To Summer Barbecues On The Covered Deck, This Home Is Designed To Be Enjoyed Inside And Out. The Patio Is Perfect For A Friendly Game Of Basketball, While The Mature Landscaping And Outdoor Space Provide A Wonderful Setting To Relax, Entertain, And Enjoy The Outdoors. 5) The Cobourg Lifestyle - Enjoy Cobourg’s Refreshing Lakeside Climate, Where Cooler Summer Temperatures And Gentle Lake Breezes Create The Perfect Setting For Outdoor Living, Waterfront Strolls, And Relaxing Evenings. With Easy Access To Highway 401, You’ll Enjoy The Perfect Balance Of Small-Town Charm And Convenient Commuting.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 62.24 x 173.09 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $7,246 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Queen St & Henry St
- Direction Faces
- South
Listing
- MLS® Number
- X13654782
- Days on Market
- 71
- Listed On
- 2026-08-08
- Possession
- TBD
- Listed By
- HOMELIFE HEARTS REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Water Heater
Pool
- None
- Included
- Kitchen Appliances: Fridge, Stove, Dishwasher, Range Hood, Wine Cooler, Microwave. Main Floor Washer and Dryer, Lower Level Washer, All Electrical Light Fixtures, Garden Shed.
- Excluded
- Staging Items
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,428 per month
- Principal and interest
- $4,428
- Property tax
- $604
- Condo fees
- $0
- Estimated monthly cost
- $5,032
Your mortgage
- Mortgage amount
- $799,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $528,334
Cash to close
- Down payment
- $200,000
- Land transfer tax
- $16,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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