Gurvinder Nokwal REALTOR®
For Sale Detached 5 days on market

$425,000

Est. payment $1,882/moCalculate yours

229 Water Street, Cobourg, ON K9A 1R3

Cobourg, Cobourg, ON K9A 1R3

  • 2 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of Royal Service Real Estate Inc. MLS® X14012246

About this home

Steps from Cobourg Beach | Generous Lot | Opportunity on Water Street Location, lot and potential come together in this brick bungalow just a short stroll from Cobourg Beach and close to downtown.Set on a generously sized lot with a large paved private driveway, the property offers plenty of outdoor space for gardening, entertaining or creating your own outdoor oasis. Featuring 2 bedrooms, this property is a fantastic opportunity for buyers looking to renovate and create a home tailored to their own taste and vision. The home is livable and a move-in fixer-upper, offering plenty of scope for improvement and value-add potential. Whether you’re looking for an affordable entry into a sought-after neighbourhood, a renovation project, or simply a home in a terrific location with a great-sized lot, this Water Street property offers plenty of potential.Just steps to the beach, close to downtown Cobourg, and surrounded by the charm of one of Ontario’s most desirable lakeside communities - bring your ideas and make this one your own!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Full, Partially Finished

Building & Systems

Heating
Baseboard (Electric)
Cooling
Wall Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
59 x 165 Feet
Parking
None garage · 5 total

Financial

Property Taxes
$4,770 (2026)

Location

Neighbourhood
Cobourg
Cross Street
Darcy/Henry
Direction Faces
South

Listing

MLS® Number
X14012246
Days on Market
5
Listed On
2026-10-13
Listed By
Royal Service Real Estate Inc.

Rooms

Room Level Dimensions
Other Basement 11′ 4″ × 10′ 6″
Living Room Main 15′ 11″ × 11′ 3″
Recreation Basement 23′ 0″ × 10′ 6″
Kitchen Main 16′ 5″ × 11′ 3″
Utility Room Basement 11′ 1″ × 11′ 8″
Other Basement 11′ 10″ × 11′ 5″
Primary Bedroom Main 10′ 6″ × 11′ 3″
Other Basement 6′ 10″ × 8′ 2″
Dining Room Main 7′ 11″ × 7′ 8″
Bedroom 2 Main 10′ 7″ × 7′ 7″

Features

Interior

  • Central Vacuum
  • Primary Bedroom - Main Floor

Pool

  • None
Included
Fridge, Stove, Washer, Dryer, All Electric Light Fixtures, All Window Coverings, Central Vacuum and attachments. All Inclusions in as is condition.
Excluded
None
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $21,250 (5%)

Amortization, years

Estimated mortgage payment

$1,882 per month

Principal and interest
$1,882
Property tax
$397
Estimated monthly cost
$2,279

Your mortgage

Mortgage amount
$340,000
Mortgage insurance
Not needed
Interest over 25 years
$224,542

Cash to close

Down payment
$85,000
Land transfer tax
$4,975
Total, before legal fees
$89,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

229 Water Street, Cobourg, ON K9A 1R3 Cobourg, Cobourg, ON K9A 1R3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$425,000 229 Water Street, Cobourg, ON K9A 1R3
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