$425,000
Est. payment $1,882/moCalculate yours
229 Water Street, Cobourg, ON K9A 1R3
Cobourg, Cobourg, ON K9A 1R3
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal Service Real Estate Inc. MLS® X14012246
About this home
Steps from Cobourg Beach | Generous Lot | Opportunity on Water Street Location, lot and potential come together in this brick bungalow just a short stroll from Cobourg Beach and close to downtown.Set on a generously sized lot with a large paved private driveway, the property offers plenty of outdoor space for gardening, entertaining or creating your own outdoor oasis. Featuring 2 bedrooms, this property is a fantastic opportunity for buyers looking to renovate and create a home tailored to their own taste and vision. The home is livable and a move-in fixer-upper, offering plenty of scope for improvement and value-add potential. Whether you’re looking for an affordable entry into a sought-after neighbourhood, a renovation project, or simply a home in a terrific location with a great-sized lot, this Water Street property offers plenty of potential.Just steps to the beach, close to downtown Cobourg, and surrounded by the charm of one of Ontario’s most desirable lakeside communities - bring your ideas and make this one your own!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 59 x 165 Feet
- Parking
- None garage · 5 total
Financial
- Property Taxes
- $4,770 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Darcy/Henry
- Direction Faces
- South
Listing
- MLS® Number
- X14012246
- Days on Market
- 5
- Listed On
- 2026-10-13
- Listed By
- Royal Service Real Estate Inc.
Rooms
Features
Interior
- Central Vacuum
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, All Electric Light Fixtures, All Window Coverings, Central Vacuum and attachments. All Inclusions in as is condition.
- Excluded
- None
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$1,882 per month
- Principal and interest
- $1,882
- Property tax
- $397
- Condo fees
- $0
- Estimated monthly cost
- $2,279
Your mortgage
- Mortgage amount
- $340,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $224,542
Cash to close
- Down payment
- $85,000
- Land transfer tax
- $4,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $89,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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