$548,900
Est. payment $2,430/moCalculate yours
23 Garfield Avenue N, Hamilton, ON L8M 2R5
Stipley, Hamilton, ON L8M 2R5
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE STATE REALTY MLS® X13798548
About this home
More space than you might expect, right in the heart of Hamilton. Welcome to 23 Garfield Avenue N, a detached 2.5-storey home offering four bedrooms, two bathrooms and approximately 1,556 sq. ft. of living space across four finished levels. Step inside to an inviting main floor filled with character and warm wood details. The living and dining areas offer comfortable spaces to gather, while the kitchen features rich cabinetry, ample storage and plenty of room for everyday living. The second level is home to three bedrooms and a well-appointed bathroom with a glass-enclosed shower. Head up one more level to find a spacious fourth bedroom, a private and versatile space that could also work beautifully as a home office, studio or quiet retreat. Downstairs, the finished lower level extends the living space even further with a recreation area, additional bathroom, laundry and storage, giving you flexibility for guests, hobbies, movie nights or everyday family life. Outside, the private fenced backyard offers space to relax, entertain and enjoy the warmer months. Set in an established Hamilton neighbourhood close to Tim Hortons Field, parks, schools, transit, shopping, restaurants and everyday amenities. With four bedrooms and four finished levels, 23 Garfield Avenue N offers the space and flexibility to settle in, make it your own and start your next chapter.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 21.05 x 106.38 Feet
- Parking
- None garage
- Zoning
- C
Financial
- Property Taxes
- $3,200 (2026)
Location
- Neighbourhood
- Stipley
- Cross Street
- King St E
- Direction Faces
- West
Listing
- MLS® Number
- X13798548
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- IMMEDIATE
- Listed By
- ROYAL LEPAGE STATE REALTY
Rooms
Features
Interior
- None
Property
- Fenced Yard
Pool
- None
- Included
- Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer, Window Coverings, All ELFs, TV Mount, TV on Main Floor, Nightstand, Shelving Unit x2, Freestanding Wardrobe Cabinets x2, Wooden Dresser w/Drawers & Cabinets x2, Couch in Basement, Freestanding Wardrobe w/Mirror Door, Outdoor Chairs and Tables
- Excluded
- Staging Items
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,430 per month
- Principal and interest
- $2,430
- Property tax
- $267
- Condo fees
- $0
- Estimated monthly cost
- $2,697
Your mortgage
- Mortgage amount
- $439,120
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,003
Cash to close
- Down payment
- $109,780
- Land transfer tax
- $7,453
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,233
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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