$595,000
Est. payment $2,635/moCalculate yours
23 Moffatt Street, St. Catharines, ON L2P 2L4
456 - Oakdale, St. Catharines, ON L2P 2L4
- 2 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of SMART Brokerages MLS® X13681154
About this home
Peaceful park views and a covered patio for year-round relaxing on a prized corner lot, with Pen Centre, Hartzel Rd, and quick highway access only minutes away - nature at your doorstep, convenience at your door.Welcome to this beautifully upgraded raised brick bungalow in the heart of St. Catharines! This move-in-ready home features 2+2 bedrooms and 2 full bathrooms with approximately 1,676 sq ft of total living space (806 sq ft on the lower level). Extensive quality upgrades throughout include a brand-new Lennox 65,000 BTU high-efficiency furnace (installed October 2024 with warranty through October 2034) and central air conditioning.The stunning kitchen boasts elegant quartz countertops, a new modern sink with Kohler faucet, and under-cabinet lighting with flush valance. Both bathrooms have been refreshed with quartz countertops, modern vessel sinks, and updated faucet fixtures. The lower level features newly installed laundry cabinetry and a utility sink.The outdoor living space is perfect for a covered patio with durable polycarbonate roofing for extended seasonal use, and a covered front porch with matching polycarbonate sheets.Enjoy total peace of mind with excellent property drainage and meticulous grading that keep the fully finished lower level bone-dry and worry-free, regardless of the weather.Located close to highway access, schools, parks, shopping, restaurants, and beautiful walking trails. Just a 5-minute drive to Niagara College and Brock University. Perfect for a growing family, first-time home buyers, empty nesters, or as a rental investment property. Low maintenance and shows beautifully!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 11
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Concrete
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 65.2 x 43.33 Feet
- Parking
- None garage · 2 total
- Zoning
- R1
Financial
- Property Taxes
- $3,611 (2026)
Location
- Neighbourhood
- 456 - Oakdale
- Cross Street
- Oakdale Ave - Disher Street- Moffatt street
- Direction Faces
- West
Listing
- MLS® Number
- X13681154
- Days on Market
- 65
- Listed On
- 2026-08-14
- Possession
- FLEXIBLE
- Listed By
- SMART Brokerages
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Separate Hydro Meter
- Sump Pump
- Water Heater Owned
- Water Meter
- Water Purifier
Property
- Cul de Sac/Dead End
- Fenced Yard
- Golf
- Place Of Worship
- Sloping
- Wooded/Treed
Pool
- None
- Included
- Samsung large-capacity refrigerator, LG AI large-capacity washer & dryer, built-in Microwave, dishwasher, stove & Equipment, 900 CFM range hood, Waterdrop G2P600 Reverse Osmosis system with digital faucet, Carbon Monoxide detectors, smoke detectors PLUS all existing lights fixtures. Furniture (optional & negotiable)
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$2,635 per month
- Principal and interest
- $2,635
- Property tax
- $301
- Condo fees
- $0
- Estimated monthly cost
- $2,935
Your mortgage
- Mortgage amount
- $476,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $314,359
Cash to close
- Down payment
- $119,000
- Land transfer tax
- $8,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $127,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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