$699,000
↓ $30,000 from $729,000
Est. payment $3,095/moCalculate yours
23 Thomas Street, Cobourg, ON K9A 1K1
Cobourg, Cobourg, ON K9A 1K1
- 4 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX EXPERTS MLS® X13796534
About this home
Welcome to 23 Thomas, a beautifully maintained and updated 4-bedroom, 2-bathroom side-split sitting on a 60Ft frontage lot with over 1,400 sqft of bright, functional living space in one of Cobourg’s most convenient and desirable neighbourhoods. The main floor has been opened up to allow for maximum natural light and features an updated eat-in kitchen with custom island perfect for everyday dining or entertaining around. The main-level family room offers a cozy fireplace with pot lights throughout. Professional updates performed throughout; brand new roof, furnace (2022), laminate floors (2023), duct cleaning (2024), bathrooms with heated floor (2024), and open concept living/dining (2024). Off the kitchen is a walk-out to the private fenced in backyard, also with direct garage access. Basement is finished with private den/room. Retreat to private backyard with plenty of space for entertaining, gardening, or relaxing outdoors - all while living on a quiet Cul de sac. Perfectly located, this home is just minutes from schools, shopping, parks, and walking distance to downtown Cobourg, with easy access to the 401 and LAKE ONTARIO for commuting or weekend escapes.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit 4
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 128.1 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $4,605 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Brook Rd N/King St E
- Direction Faces
- South
Listing
- MLS® Number
- X13796534
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- 60/90 Days
- Listed By
- RE/MAX EXPERTS
Rooms
Features
Interior
- None
Property
- Cul de Sac/Dead End
- Greenbelt/Conservation
- Park
- Ravine
- School
Pool
- None
- Included
- Stainless Steel Appliances: Fridge, Stove, Dishwasher, and Rangehood. All Electrical light fixtures, blinds and curtains. Washer/Dryer
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $384
- Condo fees
- $0
- Estimated monthly cost
- $3,479
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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