Gurvinder Nokwal REALTOR®
For Sale Detached 31 days on market

$699,000 ↓ $30,000 from $729,000

Est. payment $3,095/moCalculate yours

23 Thomas Street, Cobourg, ON K9A 1K1

Cobourg, Cobourg, ON K9A 1K1

  • 4 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of RE/MAX EXPERTS MLS® X13796534

About this home

Welcome to 23 Thomas, a beautifully maintained and updated 4-bedroom, 2-bathroom side-split sitting on a 60Ft frontage lot with over 1,400 sqft of bright, functional living space in one of Cobourg’s most convenient and desirable neighbourhoods. The main floor has been opened up to allow for maximum natural light and features an updated eat-in kitchen with custom island perfect for everyday dining or entertaining around. The main-level family room offers a cozy fireplace with pot lights throughout. Professional updates performed throughout; brand new roof, furnace (2022), laminate floors (2023), duct cleaning (2024), bathrooms with heated floor (2024), and open concept living/dining (2024). Off the kitchen is a walk-out to the private fenced in backyard, also with direct garage access. Basement is finished with private den/room. Retreat to private backyard with plenty of space for entertaining, gardening, or relaxing outdoors - all while living on a quiet Cul de sac. Perfectly located, this home is just minutes from schools, shopping, parks, and walking distance to downtown Cobourg, with easy access to the 401 and LAKE ONTARIO for commuting or weekend escapes.

Property details

Overview

Property Type
Detached
Style
Sidesplit 4
For
For Sale
Status
Price Change
Size
1,100 sqft

Interior

Bedrooms
4 + 1
Bathrooms
2
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
60 x 128.1 Feet
Parking
Attached garage · 3 total

Financial

Property Taxes
$4,605 (2026)

Location

Neighbourhood
Cobourg
Cross Street
Brook Rd N/King St E
Direction Faces
South

Listing

MLS® Number
X13796534
Days on Market
31
Listed On
2026-09-17
Possession
60/90 Days
Listed By
RE/MAX EXPERTS

Rooms

Room Level Dimensions
Dining Room Main 10′ 6″ × 9′ 6″
Bedroom In Between 8′ 10″ × 8′ 10″
Bedroom In Between 11′ 2″ × 9′ 6″
Bedroom Second 11′ 10″ × 10′ 6″
Recreation Basement 25′ 11″ × 11′ 2″
Living Room Main 20′ 4″ × 11′ 2″
Kitchen Main 15′ 9″ × 9′ 6″
Bedroom Second 10′ 2″ × 9′ 6″

Features

Interior

  • None

Property

  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Park
  • Ravine
  • School

Pool

  • None
Included
Stainless Steel Appliances: Fridge, Stove, Dishwasher, and Rangehood. All Electrical light fixtures, blinds and curtains. Washer/Dryer

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$384
Estimated monthly cost
$3,479

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

23 Thomas Street, Cobourg, ON K9A 1K1 Cobourg, Cobourg, ON K9A 1K1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 23 Thomas Street, Cobourg, ON K9A 1K1
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