$1,599,900
↓ $150,100 from $1,750,000
Est. payment $7,084/moCalculate yours
231 Finnerty Road, Whitewater Region, ON K0J 1K0
580 - Whitewater Region, Whitewater Region, ON K0J 1K0
- 2 + 3 Beds
- 3 Baths
- 3 Garage
- 2,500 Sq Ft
Listing courtesy of ROYAL LEPAGE TEAM REALTY MLS® X13126934
About this home
Substantial custom waterfront home offering exceptional scale, privacy, and quality. Offering approximately 5,400 sq. ft. of finished living space, complemented by a 1,300 sq ft triple-bay garage., with 10ft ceilings and soaring 19ft vaulted ceiling enhancing the home’s scale and openness. Complemented by a 1,300 sq ft triple-bay garage. Recently installed Glow Getters exterior lighting enhances curb appeal and creates a striking nighttime presence. Set on west-facing direct waterfront with tranquil water views at the rear and open fields at the front, on a private road shared with six residences, offering a mature and private setting. The thoughtfully designed kitchen offers a highly functional dual-sink layout and a complete suite of premium integrated appliances, including dual refrigeration and a Bosch built-in coffee station. Interior finishes include oversized porcelain tile, engineered hardwood throughout, and triple-pane windows, selected for quality, comfort, and timeless design. The fully finished walkout level adds even more living space with a second family room, wall-to-wall windows, and a covered patio. Three additional bedrooms, a full bathroom, and flexible space for a gym, games room, or in-law suite make this level ideal for multi-generational living or overnight guests. From sunrises over open fields to sunsets across the water, this home was designed to showcase natural beauty while offering modern comfort. A Generac generator provides peace of mind. Just one hour from Ottawa’s West End, with convenient access via Hwy 17, 25 minutes to Renfrew Hospital, and 20 minutes to Pembroke Regional Hospital and major shopping. Close to Whitewater Brewery, Oaks of Cobden Golf Club, beaches, Algonquin Trail access, and quality local schools. A rare offering combining scale, privacy, and lifestyle.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 2,500 sqft
Interior
- Bedrooms
- 2 + 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Stone, Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 189.62 x 195.17 Feet
- Parking
- Attached garage · 5 total
- Zoning
- Residential
Financial
- Property Taxes
- $6,997 (2025)
Location
- Neighbourhood
- 580 - Whitewater Region
- Cross Street
- Finnerty and Highway 17
- Direction Faces
- East
Listing
- MLS® Number
- X13126934
- Days on Market
- 157
- Listed On
- 2026-05-14
- Possession
- TBD
- Listed By
- ROYAL LEPAGE TEAM REALTY
Rooms
Features
Interior
- Built-In Oven
- Carpet Free
- Countertop Range
- ERV/HRV
- Primary Bedroom - Main Floor
- Propane Tank
- Water Heater Owned
- Water Softener
- Generator - Full
Property
- Cul de Sac/Dead End
- Lake Access
- Lake Backlot
- Waterfront
- Wooded/Treed
- Clear View
Pool
- None
- Included
- 1 Fridge, 1 Freezer, 1 fridge/freezer with water and ice dispenser, Stove, Oven, Dishwasher, washer, dryer, Generac generator
- Excluded
- Starlink satellite system, Wall mounted televisions
- Rental items
- Propane tank
Mortgage calculator
Estimated mortgage payment
$7,084 per month
- Principal and interest
- $7,084
- Property tax
- $583
- Condo fees
- $0
- Estimated monthly cost
- $7,667
Your mortgage
- Mortgage amount
- $1,279,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $845,283
Cash to close
- Down payment
- $319,980
- Land transfer tax
- $28,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $348,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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