$399,000
↓ $78,000 from $477,000
Est. payment $1,767/moCalculate yours
231 Kay Road W, Huntsville, ON P0B 1L0
Stephenson, Huntsville, ON P0B 1L0
- 3 Beds
- 1 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX Professionals North MLS® X13432760
About this home
Experience the timeless character and peaceful setting of this charming riverfront getaway. Nestled along the North Branch Muskoka River, this property offers a relaxing place to step away from the pace of everyday life and enjoy the beauty of nature. Sit back and listen to the gentle sounds of the river flowing by while taking in the surrounding trees and natural landscape. Set on one acre of land, the property offers a private and serene environment with plenty of space to relax and enjoy the outdoors. Whether you’re spending time by the water, exploring the property, or simply enjoying the quiet surroundings, this setting provides a true Muskoka escape. Built in 1900, this historic home carries a sense of character and history that has been enjoyed by generations over the years. The cottage features four bedrooms and a convenient two-piece bathroom, providing comfortable space for family and guests. The house has a wood stove and a propane fireplace. One of the highlights of the home is the fully screened porch, the perfect spot to enjoy a morning coffee, read a book, or unwind in the evening while feeling the breeze and listening to the river nearby. This three-season property offers warm cottage charm and a welcoming atmosphere, making it an ideal place for family gatherings, outdoor activities, and creating lasting memories. If you’re looking for a quiet Muskoka retreat with historic charm and riverfront beauty, this could be the perfect place to call your getaway.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 8
- Basement
- Unfinished, Crawl Space
Building & Systems
- Heating
- Other (Propane)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Unknown
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- .50-1.99 acres
- Parking
- None garage · 8 total
- Zoning
- SR5, NR
Financial
- Property Taxes
- $2,687 (2025)
Location
- Neighbourhood
- Stephenson
- Cross Street
- Muskoka Rd 10 to Deer Lake Rd. Right on Deer Lake Rd to Kay Road w. Right on Kay Rd W dead end. At the dead end go through the gate at 271 Kay Rd W. Follow to 231 Kay Rd W.
- Direction Faces
- East
Listing
- MLS® Number
- X13432760
- Days on Market
- 130
- Listed On
- 2026-06-10
- Possession
- Immediate
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- None
Pool
- None
- Included
- All Existing Furniture and Appliances
- Excluded
- Personal Effects
Mortgage calculator
Estimated mortgage payment
$1,767 per month
- Principal and interest
- $1,767
- Property tax
- $224
- Condo fees
- $0
- Estimated monthly cost
- $1,991
Your mortgage
- Mortgage amount
- $319,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $210,806
Cash to close
- Down payment
- $79,800
- Land transfer tax
- $4,460
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,260
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.