$699,900
Est. payment $3,099/moCalculate yours
2335 Harding Road, Elmvale Acres and Area, ON K1G 3B7
3703 - Elmvale Acres/Urbandale, Elmvale Acres and Area, ON K1G 3B7
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13870280
About this home
A legal Secondary Dwelling Unit in Elmdale Acres with two fully self-contained units and separate hydro meters - a bungalow built to perform whether you’re house-hacking your first mortgage or adding a clean, low-headache door to your portfolio. The lower unit is already leased at $1,900/month plus hydro to strong tenants, while the upper unit sits vacant and ready: move in and let the lower unit carry a big chunk of your mortgage, lease it out for a second stream of income, or reshuffle entirely, as the current tenants would happily move up. The vacant upper unit offers three spacious bedrooms, an updated bathroom, and hardwood and tile flooring throughout. Genuine mid-century character runs through the space. Downstairs, the lower unit was fully renovated in 2017 and lives like a true second home rather than a dated basement apartment - two bedrooms, a modern open-concept kitchen, a full bathroom, and an oversized solarium that floods the unit with natural light. Just as importantly, the expensive work is already done. Recent updates include a full basement renovation (2017), furnace (2022), AC (2016), sump pump with battery backup (2017), hot water heater (2017), eavestrough repairs (2017), and roof (2008), along with a foundation repair backed by a transferable 10-year warranty (2017). Separate hydro meters keep utilities tenant-paid and the accounting clean.Set on a beautiful lot minutes from the Ottawa Hospital - a built-in tenant pool of staff, residents, and students - the property also offers easy access to shopping, public transit, parks, and top-rated schools. It’s the kind of address that simply doesn’t sit vacant. 24 hours’ notice required for all showings.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Apartment, Finished, Full, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 100 Feet
- Parking
- Carport garage · 3 total
Financial
- Property Taxes
- $5,007 (2025)
Location
- Neighbourhood
- 3703 - Elmvale Acres/Urbandale
- Cross Street
- Walkley Road to Harding Road
- Direction Faces
- North
Listing
- MLS® Number
- X13870280
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- Flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Separate Hydro Meter
- Storage
Pool
- None
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $417
- Condo fees
- $0
- Estimated monthly cost
- $3,516
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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