$799,000
Est. payment $3,538/moCalculate yours
238 Mary Street N, Oshawa, ON L1G 5C4
O'Neill, Oshawa, ON L1G 5C4
- 3 + 2 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX ACE REALTY INC. MLS® E13495798
About this home
Legal two-storey duplex located in Oshawa’s sought-after O’Neill neighbourhood, offering a prime investment property or ideal owner-occupied income opportunity. This legal two-unit home features two self-contained units, each with separate entrances, separate driveways, private kitchens with dishwashers, and in-suite laundry. The main floor unit includes 1 bedroom plus den and one full washroom, while the upper unit has been recently upgraded and offers 2 bedrooms plus den and one full washroom, featuring new laundry appliances, new dishwasher, upgraded LED light fixtures, and new bedroom closet doors. Both units are equipped with central air conditioning and forced-air heating with individual heat sensors, providing efficient climate control. A turnkey duplex in a high-demand rental area, close to schools, transit, shopping, and amenities, making it an excellent opportunity for investors, first-time buyers with rental income, or multi-generational living in Durham Region.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Other
- Roof
- Other
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 54.99 x 110.22 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $4,619 (2025)
Location
- Neighbourhood
- O'Neill
- Cross Street
- Adelaide Ave E / Simcoe St
- Direction Faces
- West
Listing
- MLS® Number
- E13495798
- Days on Market
- 114
- Listed On
- 2026-06-26
- Possession
- TBA
- Listed By
- RE/MAX ACE REALTY INC.
Rooms
Features
Interior
- Other
Pool
- None
- Included
- All Elf's, Washer, Dryer, Stove (As Is)
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $385
- Condo fees
- $0
- Estimated monthly cost
- $3,923
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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