$499,900
↓ $25,000 from $524,900
Est. payment $2,213/moCalculate yours
239 Phipps Street, Fort Erie, ON L2A 2V4
332 - Central, Fort Erie, ON L2A 2V4
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13525442
About this home
Welcome to 239 Phipps Street, a charming 1.5-storey brick home ideally located just a short walk from the Niagara River and the scenic Niagara Parkway. This well-maintained property offers peace of mind with numerous recent updates, including the furnace, central air conditioning, hot water on demand system, and electrical panel, all completed within the past 2 years. The bright, updated kitchen was renovated within the last 10 years and features newer appliances, including a dishwasher, refrigerator, stove, and microwave (2025). Additional upgrades include a Generac generator (approximately 3 years old) and central vacuum system (1 year old). This home offers a convenient main-floor bedroom, while the upper level features two additional bedrooms and a convenient 3-piece bathroom. The lower level provides excellent additional living space with a cozy recreation room, bar area for entertaining, and a combined laundry and 3-piece bathroom that is easily accessible from the main-floor bedroom, just a short flight of stairs. Outside, you’ll find your own private oasis with a detached double garage with a loft with hydro (would need garage door to convert to true garage). Separate she-shed with hydro and covered seating area offers plenty of room for hobbies, tools, and seasonal storage. The large backyard is perfect for relaxing or entertaining, complete with a firepit area for enjoying evenings outdoors. Ample parking and plenty of space for a trailer adds even more versatility to this fantastic property. This is a wonderful opportunity to own a move-in-ready home in a desirable location!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 121.7 Feet
- Parking
- Detached garage · 6 total
- Zoning
- R2
Financial
- Property Taxes
- $2,528 (2025)
Location
- Neighbourhood
- 332 - Central
- Cross Street
- Phipps and Robinson
- Direction Faces
- South
Listing
- MLS® Number
- X13525442
- Days on Market
- 104
- Listed On
- 2026-07-06
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Central Vacuum
- Generator - Full
- On Demand Water Heater
- Water Heater Owned
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer. Freezer in Basement
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $211
- Condo fees
- $0
- Estimated monthly cost
- $2,424
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.