$228,500
Est. payment $1,012/moCalculate yours
240 Chapel Street 425, Cobourg, ON K9A 0E3
Cobourg, Cobourg, ON K9A 0E3
- 1 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of Royal LePage Our Neighbourhood Realty MLS® X13877180
About this home
Welcome to Palisade Gardens - This Condominium is noted as one of Northumberland County’s Premier Independent Living Retirement Residences. Just steps from Cobourg’s historic downtown shopping and amenities which include a range of coffee shops, restaurants, boutiques and Banks. If weather accommodates enjoy an amble around Cobourg’s heritage Waterfront Park and marina. This condo has a welcoming entrance with ramp and in and out driveway making it easy for family, friends or taxi’s to pick you up or drop off. The main floor provides access to many of the communal areas including front reception, meeting room, relaxing seating area with access to the inner landscaped courtyard, main dining room and library to name a few. Easy access to the unit floor via elevator and wide hallways lead to your Unit. The Unit itself benefits from its own kitchen with warm wood cabinetry. The kitchen is combined with the dining area and living room so easy to chat with family and guests as you cook or brew a drink. The bedroom is spacious and benefits from a well sized closet. Close to the bedroom is the bathroom which has step in shower benefiting from grab bar and there is also undersink storage cabinetry. The convenient washer and storage is in unit as well. Flooring in the Unit is easy maintenace and hard surface whether that be laminate or tile. Don’t miss this opportunity to enjoy worry-free living. Palisdade offers flexible service packages which allow you to live independently and choose only the services you want (Min service cost per month for owners in addition to the Condo fee). You can prepare your own meals or book a package to have dinners served in the dining room. In addition there are housekeeping and care services for an additional fee. Palisade offer a variety of social, recreational and health & wellness amenities with an easy and convenient monthly payment plan. They also have a shuttle bus and the schedule/sign up sheet is at reception.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 500 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Stucco (Plaster)
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $2,389 (2026)
- Condo Fee
- $570/mo
- Fee Includes
- Water Included, Building Insurance Included, Parking Included, Common Elements Included, Heat Included, CAC Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Chapel St & D'Arcy St
Listing
- MLS® Number
- X13877180
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- TBD
- Listed By
- Royal LePage Our Neighbourhood Realty
Rooms
Features
Interior
- Countertop Range
- Water Heater Owned
- Wheelchair Access
- Carpet Free
Amenities
- Elevator
- Media Room
- Included
- Existing counter stove top, over counter stove microwave, BI dishwasher and fridge. Existing washer and light fixtures.
- Excluded
- Stager's furniture and accessories.
Mortgage calculator
Estimated mortgage payment
$1,012 per month
- Principal and interest
- $1,012
- Property tax
- $199
- Condo fees
- $570
- Estimated monthly cost
- $1,781
Your mortgage
- Mortgage amount
- $182,800
- Mortgage insurance
- Not needed
- Interest over 25 years
- $120,725
Cash to close
- Down payment
- $45,700
- Land transfer tax
- $2,010
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $47,710
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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