Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 10 days on market

$228,500

Est. payment $1,012/moCalculate yours

240 Chapel Street 425, Cobourg, ON K9A 0E3

Cobourg, Cobourg, ON K9A 0E3

  • 1 Beds
  • 1 Baths
  • 500 Sq Ft

Listing courtesy of Royal LePage Our Neighbourhood Realty MLS® X13877180

About this home

Welcome to Palisade Gardens - This Condominium is noted as one of Northumberland County’s Premier Independent Living Retirement Residences. Just steps from Cobourg’s historic downtown shopping and amenities which include a range of coffee shops, restaurants, boutiques and Banks. If weather accommodates enjoy an amble around Cobourg’s heritage Waterfront Park and marina. This condo has a welcoming entrance with ramp and in and out driveway making it easy for family, friends or taxi’s to pick you up or drop off. The main floor provides access to many of the communal areas including front reception, meeting room, relaxing seating area with access to the inner landscaped courtyard, main dining room and library to name a few. Easy access to the unit floor via elevator and wide hallways lead to your Unit. The Unit itself benefits from its own kitchen with warm wood cabinetry. The kitchen is combined with the dining area and living room so easy to chat with family and guests as you cook or brew a drink. The bedroom is spacious and benefits from a well sized closet. Close to the bedroom is the bathroom which has step in shower benefiting from grab bar and there is also undersink storage cabinetry. The convenient washer and storage is in unit as well. Flooring in the Unit is easy maintenace and hard surface whether that be laminate or tile. Don’t miss this opportunity to enjoy worry-free living. Palisdade offers flexible service packages which allow you to live independently and choose only the services you want (Min service cost per month for owners in addition to the Condo fee). You can prepare your own meals or book a package to have dinners served in the dining room. In addition there are housekeeping and care services for an additional fee. Palisade offer a variety of social, recreational and health & wellness amenities with an easy and convenient monthly payment plan. They also have a shuttle bus and the schedule/sign up sheet is at reception.

Property details

Overview

Property Type
Condo Apartment
Style
Apartment
For
For Sale
Status
New
Size
500 sqft

Interior

Bedrooms
1
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Stucco (Plaster)

Lot & Parking

Parking
None garage · 1 total

Financial

Property Taxes
$2,389 (2026)
Condo Fee
$570/mo
Fee Includes
Water Included, Building Insurance Included, Parking Included, Common Elements Included, Heat Included, CAC Included
Pets
Yes-with Restrictions

Location

Neighbourhood
Cobourg
Cross Street
Chapel St & D'Arcy St

Listing

MLS® Number
X13877180
Days on Market
10
Listed On
2026-10-08
Possession
TBD
Listed By
Royal LePage Our Neighbourhood Realty

Rooms

Room Level Dimensions
Living Room Main 9′ 10″ × 11′ 0″
Bedroom Main 32′ 10″ × 10′ 0″
Kitchen Main 10′ 0″ × 11′ 0″
Dining Room Main 10′ 0″ × 11′ 0″

Features

Interior

  • Countertop Range
  • Water Heater Owned
  • Wheelchair Access
  • Carpet Free

Amenities

  • Elevator
  • Media Room
Included
Existing counter stove top, over counter stove microwave, BI dishwasher and fridge. Existing washer and light fixtures.
Excluded
Stager's furniture and accessories.

Mortgage calculator

Minimum for this price: $11,425 (5%)

Amortization, years

Estimated mortgage payment

$1,012 per month

Principal and interest
$1,012
Property tax
$199
Condo fees
$570
Estimated monthly cost
$1,781

Your mortgage

Mortgage amount
$182,800
Mortgage insurance
Not needed
Interest over 25 years
$120,725

Cash to close

Down payment
$45,700
Land transfer tax
$2,010
Total, before legal fees
$47,710
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

240 Chapel Street 425, Cobourg, ON K9A 0E3 Cobourg, Cobourg, ON K9A 0E3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$228,500 240 Chapel Street 425, Cobourg, ON K9A 0E3
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