Gurvinder Nokwal REALTOR®
For Sale Detached 3 days on market

$649,900

Est. payment $2,878/moCalculate yours

244 Royal Street, Waterloo, ON N2J 2J2

Waterloo, ON N2J 2J2

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of EXP REALTY MLS® X14080556

About this home

Discover the possibilities at 244 Royal St. This inviting three-bedroom, two-bathroom bungalow offers a practical layout, modern updates and flexible living space to suit a variety of needs. The main level features a bright living room that connects seamlessly to the updated kitchen, renovated approximately three years ago with stainless steel appliances, contemporary cabinetry and a sleek tiled backsplash. Just beyond the kitchen, a spacious rear family room offers a second gathering space, ideal for hosting guests or enjoying a quiet night in. Three well-sized bedrooms and an updated main-floor bathroom complete the main level. Downstairs, the finished basement expands the home’s functionality with an updated three-piece bathroom, a dedicated laundry area and a large recreation space that can be adapted to your lifestyle, whether you envision a media room, home office, workout area or additional space for entertaining. Outside, the backyard deck creates the perfect setting for morning coffee, summer barbecues or unwinding at the end of the day. With its comfortable layout, key updates and additional finished living space, this well-maintained Waterloo bungalow offers plenty of opportunity to settle in and make it your own.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Oil)
Cooling
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
58.5 x 153.25 Feet
Parking
None garage · 3 total
Zoning
SR2

Financial

Property Taxes
$4,631 (2025)

Location

Cross Street
Between Ellis and Margaret Avenue
Direction Faces
North

Listing

MLS® Number
X14080556
Days on Market
3
Listed On
2026-10-15
Possession
60+ Days
Listed By
EXP REALTY

Rooms

Room Level Dimensions
Family Room Main 25′ 0″ × 13′ 8″
Bedroom Main 10′ 0″ × 10′ 5″
Bathroom Basement 11′ 7″ × 8′ 5″
Kitchen Main 10′ 3″ × 7′ 8″
Bathroom Main 7′ 9″ × 7′ 1″
Bedroom Main 0′ 2″ × 10′ 5″
Dining Room Main 11′ 0″ × 7′ 8″
Living Room Main 14′ 7″ × 11′ 11″
Primary Bedroom Main 15′ 0″ × 14′ 8″
Recreation Basement 27′ 1″ × 21′ 5″

Features

Interior

  • Water Heater

Property

  • Place Of Worship
  • Park
  • School

Pool

  • None
Included
Dishwasher, Dryer, Refrigerator, Stove, Washer
Excluded
All tenants belongings
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $39,990 (6.15%)

Amortization, years

Estimated mortgage payment

$2,878 per month

Principal and interest
$2,878
Property tax
$386
Estimated monthly cost
$3,264

Your mortgage

Mortgage amount
$519,920
Mortgage insurance
Not needed
Interest over 25 years
$343,365

Cash to close

Down payment
$129,980
Land transfer tax
$9,473
Total, before legal fees
$139,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

244 Royal Street, Waterloo, ON N2J 2J2 Waterloo, ON N2J 2J2
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Also listed as MLS® X13690372

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$649,900 244 Royal Street, Waterloo, ON N2J 2J2
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