$519,000
↓ $30,000 from $549,000
Est. payment $2,298/moCalculate yours
245 Elgin Street W 201, Cobourg, ON K9A 5M1
Cobourg, Cobourg, ON K9A 5M1
- 2 + 1 Beds
- 3 Baths
- 1 Garage
- 1,200 Sq Ft
Listing courtesy of Royal Lepage Proalliance Realty MLS® X13701122
About this home
Welcome home to this convenient main floor condo townhouse at Oxford Ct, where easy single-level living meets low-maintenance comfort in the heart of Cobourg. Step inside to a bright, functional layout designed for effortless day-to-day living and entertaining, featuring seamless flow between the main living spaces and direct access to your own private outdoor patio. Picture morning coffees surrounded by mature trees and relaxing evenings in a quiet, established community setting. The main floor layout offers exceptional accessibility, including direct interior garage access and two full washrooms, all without sacrificing space. Downstairs are a third bedroom and bathroom, providing cozy retreat areas and space for guests. Located just minutes from historic downtown Cobourg, local shopping, essential amenities, and the famous Cobourg Beach and waterfront, this home blends carefree condo living with an unbeatable lifestyle location.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster), Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
Lot & Parking
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $4,366 (2026)
- Condo Fee
- $598/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Southwest corner of Elgin St W and Ontario St
Listing
- MLS® Number
- X13701122
- Days on Market
- 58
- Listed On
- 2026-08-21
- Possession
- Immediate
- Listed By
- Royal Lepage Proalliance Realty
Rooms
Features
Interior
- Auto Garage Door Remote
- Guest Accommodations
- Primary Bedroom - Main Floor
- Storage
Property
- Golf
- Greenbelt/Conservation
- Hospital
- Park
- Public Transit
- Rec./Commun.Centre
Amenities
- BBQs Allowed
- Visitor Parking
- Included
- Two Fridges, Built-In Dishwasher, Stove
- Rental items
- Power-Vent Gas Water Heater, Furnace, Air Conditioner
Mortgage calculator
Estimated mortgage payment
$2,298 per month
- Principal and interest
- $2,298
- Property tax
- $364
- Condo fees
- $598
- Estimated monthly cost
- $3,260
Your mortgage
- Mortgage amount
- $415,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $274,206
Cash to close
- Down payment
- $103,800
- Land transfer tax
- $6,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $110,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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