$967,900
↓ $51,100 from $1,019,000
Est. payment $4,286/moCalculate yours
245 Elmwood Avenue, Richmond Hill, ON L4C 1L3
Harding, Richmond Hill, ON L4C 1L3
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX HALLMARK REALTY LTD. MLS® N13824940
About this home
Stop Your Search - This Could Be the One! A fantastic opportunity to get into the market with a move-in-ready 2+1 bedroom bungalow on an extra-large lot! Renovated, spacious and full of potential, this home offers the perfect combination of comfortable living today and exciting possibilities for tomorrow.The bright, updated kitchen features plenty of cabinetry, generous counter space and newer appliances. Two well-proportioned bedrooms and a stylish bathroom with a walk-in shower make the main level both practical and inviting. The open-concept living and dining area provides plenty of space for entertaining, relaxing and growing with your family. Then there’s the fully finished lower level with a separate entrance - a huge bonus! Featuring above-grade windows that bring in an abundance of natural light, a spacious family room, additional bedroom and newer 4-piece bathroom, the basement offers incredible flexibility. Think in-law suite, guest accommodations, additional family space or potential rental income.The extra-large lot adds another exciting dimension. Whether you enjoy the home as-is or dream about the future, there’s plenty of room to explore options such as a second-storey addition or a completely new build down the road.Location? You’re going to love it. Walk to the GO Station for an easy commute downtown, stroll to the fantastic restaurants, cafés and shops along Yonge, or jump in the car for all your big-box shopping needs. Everything you need is close by.It’s the best of both worlds - a neighbourhood that feels peaceful and almost country-like, while the city is right at your doorstep.Move in. Grow into it. Build on it. The possibilities are endless!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Other
- Foundation
- Concrete Block
- Roof
- Unknown
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.12 x 210 Feet
- Parking
- Detached garage · 5 total
- Zoning
- Residential
Financial
- Property Taxes
- $6,438 (2026)
Location
- Neighbourhood
- Harding
- Cross Street
- Yonge St & Major Mackenzie
- Direction Faces
- North
Listing
- MLS® Number
- N13824940
- Days on Market
- 25
- Listed On
- 2026-09-23
- Possession
- 30/60/90 TBA
- Listed By
- RE/MAX HALLMARK REALTY LTD.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- See Schedule B
- Excluded
- See Schedule B
- Rental items
- Hot Water Tank is a Rental - See Schedule B
Mortgage calculator
Estimated mortgage payment
$4,286 per month
- Principal and interest
- $4,286
- Property tax
- $537
- Condo fees
- $0
- Estimated monthly cost
- $4,822
Your mortgage
- Mortgage amount
- $774,320
- Mortgage insurance
- Not needed
- Interest over 25 years
- $511,376
Cash to close
- Down payment
- $193,580
- Land transfer tax
- $15,833
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $209,413
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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