$529,000
Est. payment $2,342/moCalculate yours
245 West Diamond Lake Road, Hastings Highlands, ON K0L 1C0
Herschel Ward, Hastings Highlands, ON K0L 1C0
- 3 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Frank Real Estate MLS® X13884446
About this home
Turnkey cottage on Diamond Lake. Features include an open concept kitchen, dining and living area, 3 bedrooms, and 1 bathroom on the main level. Access to the deck that extends across the front of the cottage with a generous view of the lake. Finished lower walkout level includes a family room, 2 bedrooms and 1 bathroom, offering extra space for entertaining. Gentle slope access to the waterfront which has 99ft of sandy, rocky, shallow entry into the lake. Cottage has been used as an investment rental that you could carry on as such or make this your forever family getaway. This cottage has only been used as a 3-season but has great potential to turn this into a four season retreat. Close to all amenities and only minutes from the town of Bancroft.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Walk-Out, Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding, Wood
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 43.5 x 361 Feet
- Parking
- None garage · 2 total
- Zoning
- SR
Financial
- Property Taxes
- $4,081 (2026)
Location
- Neighbourhood
- Herschel Ward
- Cross Street
- South Baptiste Lake Rd
- Direction Faces
- North
Listing
- MLS® Number
- X13884446
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- TBD
- Listed By
- Royal LePage Frank Real Estate
Rooms
Features
Interior
- Central Vacuum
- Water Heater Owned
Property
- Beach
- Clear View
- Lake Access
- School Bus Route
- Sloping
- Waterfront
Pool
- None
- Included
- All contents in cottage as viewed, table, chairs and BBQ on front deck.
- Excluded
- 2 canoes, 4 kayaks and any paddles, aluminum boat, life jackets
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,342 per month
- Principal and interest
- $2,342
- Property tax
- $340
- Condo fees
- $0
- Estimated monthly cost
- $2,682
Your mortgage
- Mortgage amount
- $423,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,489
Cash to close
- Down payment
- $105,800
- Land transfer tax
- $7,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $112,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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