$629,000
↓ $19,000 from $648,000
Est. payment $2,785/moCalculate yours
248 Ruttan Terrace, Cobourg, ON K9A 5X6
Cobourg, Cobourg, ON K9A 5X6
- 3 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Royal Service Real Estate Inc. MLS® X13789212
About this home
Lovely, bright and spacious 3 Bedroom,3 Bath Semi located in Historic Cobourg’s desirable, burgeoning East End. Perfectly situated at the end of a very private and quiet Cul de Sac with quick access to the 401. Close to parks and Lake Ontario and convenient to almost everywhere In town including the amazing waterfront trail. Updated kitchen with Quartz countertops, newer low maintenance laminate flooring, eat in at the kitchen bar or Dining room with walkout to deck and a large very private yard. Basement is unspoiled and has a rough in for a fourth bath and ready to be finished to your families taste. Start packing, this is the one.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 19.95 x 102.7 Feet
- Parking
- Built-In garage · 3 total
Financial
- Property Taxes
- $4,971 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Willmot
- Direction Faces
- South
Listing
- MLS® Number
- X13789212
- Days on Market
- 32
- Listed On
- 2026-09-16
- Listed By
- Royal Service Real Estate Inc.
Features
Interior
- Rough-In Bath
- Water Heater Owned
Property
- Arts Centre
- Beach
- Cul de Sac/Dead End
- Fenced Yard
- Hospital
Pool
- None
- Included
- Fridge, stove, dishwasher, washer, dryer
- Excluded
- personal items
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$2,785 per month
- Principal and interest
- $2,785
- Property tax
- $414
- Condo fees
- $0
- Estimated monthly cost
- $3,199
Your mortgage
- Mortgage amount
- $503,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $332,323
Cash to close
- Down payment
- $125,800
- Land transfer tax
- $9,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $134,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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