$339,000
Est. payment $1,501/moCalculate yours
249 Ruttan Terrace 503, Cobourg, ON K9A 5X6
Cobourg, Cobourg, ON K9A 5X6
- 2 Beds
- 1 Baths
- 1,000 Sq Ft
Listing courtesy of Royal Lepage Proalliance Realty MLS® X13865920
About this home
This bright 2-bedroom, 1-bathroom condo offers comfort, convenience, and affordability in a desirable Cobourg location. Luxury vinyl plank and tile flooring extend throughout most of the unit, complemented by warm, neutral paint colours. The open-concept living area provides an inviting space to relax or entertain. The kitchen features a spacious peninsula with a breakfast bar for casual dining, while the adjacent dining area offers plenty of room to host family dinners or formal get-togethers. The generous primary bedroom includes a walk-in closet and large windows that fill the space with natural light. For added convenience, the unit also features newer in-suite stacked laundry appliances. Step outside to your private southeast-facing balcony, the perfect spot to enjoy your morning coffee in the sun or unwind with dinner in the shade on warm summer evenings.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $3,229 (2026)
- Condo Fee
- $562/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- King St E & Willmont St
Listing
- MLS® Number
- X13865920
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- Flexible
- Listed By
- Royal Lepage Proalliance Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Included
- Fridge, stove, dishwasher, washer, dryer, window coverings, electric light fixtures
Mortgage calculator
Estimated mortgage payment
$1,501 per month
- Principal and interest
- $1,501
- Property tax
- $269
- Condo fees
- $562
- Estimated monthly cost
- $2,332
Your mortgage
- Mortgage amount
- $271,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $179,106
Cash to close
- Down payment
- $67,800
- Land transfer tax
- $3,560
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $71,360
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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