$335,000
Est. payment $1,483/moCalculate yours
249 Ruttan Terrace 505, Cobourg, ON K9A 5X6
Cobourg, Cobourg, ON K9A 5X6
- 2 Beds
- 1 Baths
- 1,000 Sq Ft
Listing courtesy of Keller Williams Energy Real Estate MLS® X13810638
About this home
Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It’s a layout that simply works, whether you’re enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn’t limited to the indoors. Step outside to your private 12′ x 11′ patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg’s charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you’re entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Metal
Lot & Parking
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,246 (2026)
- Condo Fee
- $686/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Hwy 2/Willmott
Listing
- MLS® Number
- X13810638
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- flexible
- Listed By
- Keller Williams Energy Real Estate
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Park
- School
- School Bus Route
- Place Of Worship
- Lake/Pond
- Marina
- Included
- Fridge, Stove, Clothes Washer & Dryer, All Window Covering, Electric Light Fixtures, BBq and Deck box
- Excluded
- deep freezer
Mortgage calculator
Estimated mortgage payment
$1,483 per month
- Principal and interest
- $1,483
- Property tax
- $271
- Condo fees
- $686
- Estimated monthly cost
- $2,440
Your mortgage
- Mortgage amount
- $268,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $176,992
Cash to close
- Down payment
- $67,000
- Land transfer tax
- $3,500
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $70,500
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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