$349,000
Est. payment $1,545/moCalculate yours
26 Spencer Street E 106, Cobourg, ON K9A 1C2
Cobourg, Cobourg, ON K9A 1C2
- 1 + 1 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX Jazz INC. MLS® X13763402
About this home
Welcome to this modern, turnkey 1-bedroom plus den condo offering 748 sq. ft. of stylish, open-concept living. Thoughtfully designed for both comfort and functionality, the spacious layout features a versatile den, perfect for a home office, guest space or additional living area. The fully equipped kitchen comes with stainless steel appliances and ample storage for all of your kitchen needs. Step outside and enjoy access to your own private terrace, creating the perfect spot to relax or entertain. The unit also offers the convenience of a large in-suite laundry room with a ton of storage space and one dedicated surface parking space. Maintenance fees include building insurance, common elements, and water, providing added value and peace of mind. Ideally located close to Cobourg Beach, local amenities, the Conservation area, Cobourg Hospital and with easy access to Highway 401, this beautiful and bright condo is perfect for first-time buyers, downsizers, investors or anyone looking to enjoy a low-maintenance lifestyle in a fantastic location.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 1 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Brick
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $1,724 (2026)
- Condo Fee
- $370/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Water Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Division St/ Spencer St E
Listing
- MLS® Number
- X13763402
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- 60-90 Days
- Listed By
- RE/MAX Jazz INC.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Beach
- Hospital
- Park
- School
- Included
- Washer, Dryer, Refrigerator, Stove, Dishwasher, Microwave, All ELFs, HWT, Portable AC Unit.
- Excluded
- All tenants personal Belongings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,545 per month
- Principal and interest
- $1,545
- Property tax
- $144
- Condo fees
- $370
- Estimated monthly cost
- $2,059
Your mortgage
- Mortgage amount
- $279,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $184,389
Cash to close
- Down payment
- $69,800
- Land transfer tax
- $3,710
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $73,510
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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