$482,500
↓ $12,500 from $495,000
Est. payment $2,136/moCalculate yours
26 Spruce Lane, Magnetawan, ON P0A 1C0
Magnetawan, Magnetawan, ON P0A 1C0
- 3 + 1 Beds
- 1 Baths
Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X12608370
About this home
Whalley Lake : Ideal Starter or Investment Cottage well maintained and being sold with many extras! Privately maintained road , from year road East Whalley Lake road , to level lot, with gentle slope to waterfront. Cottage features 3 bedrooms, spacious sitting area, small prep kitchen, and indoor bathroom. Large sunroom, and spacious decking overlooking the waterfront. Propane fireplace to take the chill off cooler days.. Mostly newly renovated bunkie offers sweet accommodation for additional family/guests. Outdoor privy and garden shed. Established fire pit. Note: hot water tank is over shower ( accessed from bedroom behind)
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- < 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Propane)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 151.09 x 112.32 Feet
- Parking
- None garage · 4 total
- Zoning
- SR
Financial
- Property Taxes
- $1,908 (2025)
Location
- Neighbourhood
- Magnetawan
- Cross Street
- Hwy 124/Whalley Lake Rd East
- Direction Faces
- South
Listing
- MLS® Number
- X12608370
- Days on Market
- 317
- Listed On
- 2025-12-05
- Possession
- vacant possession
- Listed By
- Coldwell Banker Thompson Real Estate
Features
Interior
- Primary Bedroom - Main Floor
Property
- Clear View
- Part Cleared
- Waterfront
Pool
- None
- Included
- All Furniture: couch ,chairs, dining table/chairs/coffee table, end tables, lamps, water cooler, beds/mattresses, nigh tables, dressers, blinds, dishes/cutlery, pots & pans. BBQ, 2 loungers, Muskoka Chairs, Paddle Boat, small generator, shed contents, Satellite dish. .Note: Bell Fiber dug from pole to cottage in Fall 2025- install ready (according to Seller)
- Excluded
- Kayaks (2) and paddles, 3 adult life jackets, Orange Tool Box, Large generator, fishing boat and motor, Small painting 2 women on beach, Bunkie TV, cornhole and bags, A/C unit ( not installed)
- Rental items
- Modem & box ( seller to return to Bell)
Mortgage calculator
Estimated mortgage payment
$2,136 per month
- Principal and interest
- $2,136
- Property tax
- $159
- Condo fees
- $0
- Estimated monthly cost
- $2,295
Your mortgage
- Mortgage amount
- $386,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $254,922
Cash to close
- Down payment
- $96,500
- Land transfer tax
- $6,125
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $102,625
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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