$999,000
↓ $200,000 from $1,199,000
Est. payment $4,423/moCalculate yours
262 Simcoe Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 4 Beds
- 4 Baths
- 2,000 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13749146
About this home
Charming brick 1.5-storey solid home lovingly maintained by the same family for generations. Situated on a generous lot in one of the most desirable locations in Niagara-on-the-Lake, just a short walk to Main Street, downtown shops, restaurants, and local amenities. This well-built home offers endless potential for buyers looking to update and personalize a property in a prime setting. Features a functional layout, mature surroundings, and a fantastic opportunity to renovate or invest in a sought-after neighbourhood. A wonderful chance to create your dream home in the heart of beautiful Niagara-on-the-Lake.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Front
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 100 x 92 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $9,500 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- BETWEEN JOHNSON STREET AND GAGE STREET
- Direction Faces
- South
Listing
- MLS® Number
- X13749146
- Days on Market
- 43
- Listed On
- 2026-09-05
- Possession
- TBD
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Water Meter
Pool
- None
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$4,423 per month
- Principal and interest
- $4,423
- Property tax
- $792
- Condo fees
- $0
- Estimated monthly cost
- $5,215
Your mortgage
- Mortgage amount
- $799,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $527,807
Cash to close
- Down payment
- $199,800
- Land transfer tax
- $16,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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