Gurvinder Nokwal REALTOR®
For Sale Duplex 103 days on market

$499,000

Est. payment $2,209/moCalculate yours

265 Stewart Street, Peterborough, ON K9J 3M8

Town Ward 3, Peterborough, ON K9J 3M8

  • 5 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC. MLS® X13531100

About this home

This Victorian-era duplex in the heart of downtown Peterborough, currently operating as an investment property with separate units generating a total of $3,200 per month. The 2-storey property offers the flexibility to continue as a rental income opportunity or unlock its full potential through a complete renovation. The main floor features hardwood flooring, newer windows for abundant natural light, a spacious living room large enough to accommodate a dining area, and an eat-in kitchen with laminate flooring, a breakfast area, side-door entrance, laundry area with newer machines, two fridges, two microwaves, and convenient access to a recently renovated 3-piece bathroom with tile flooring, vanity, and separate shower. The second floor offers broadloom throughout, generous bedrooms, a 4-piece bathroom with tile flooring, vanity, and frosted privacy window, plus a unique bedroom with vinyl flooring, sink, pantry, and potential second kitchen space with room to add appliances. The partially finished basement includes above-grade windows, a cold room, and recreation area, offering excellent development potential for additional living space, or future customization. Recent utility updates include central air conditioning, hot water tank, and furnace motor, with LED lighting for improved energy efficiency. Outside, enjoy a private laneway with parking for 4 vehicles and a large fully fenced backyard with planters and garden shed, offering space to create a peaceful outdoor escape. Perfectly situated near the Otonabee River, Little Lake, James Stevenson Park, Nicholls Oval Park, Liftlock Golf Club, Kawartha Golf Club, nearby schools including St. Peter Catholic Secondary School, Queen Mary Public School & more. Plus historical landmarks, museums, art galleries, shopping, restaurants, community centres, Galaxy Cinemas, public transit, Peterborough Regional Hospital, and convenient access to the Trans-Canada Highway for travel throughout Northern Ontario and into Quebec.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
5
Bathrooms
2
Kitchens
1
Total Rooms
10
Basement
Development Potential, Partial Basement, Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
40 x 115.74 Feet
Parking
None garage · 4 total

Financial

Property Taxes
$4,069 (2025)

Location

Neighbourhood
Town Ward 3
Cross Street
King St & Park St. N.
Direction Faces
West

Listing

MLS® Number
X13531100
Days on Market
103
Listed On
2026-07-07
Possession
Flex Closing
Listed By
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Room Level Dimensions
Bedroom 4 Second 9′ 3″ × 11′ 8″
Kitchen Main 13′ 4″ × 12′ 5″
Bathroom Second 10′ 8″ × 4′ 10″
Kitchen Second 8′ 7″ × 6′ 9″
Bathroom Main 5′ 3″ × 6′ 4″
Laundry Main 5′ 0″ × 5′ 9″
Bedroom 3 Second 18′ 10″ × 8′ 11″
Living Room Main 13′ 2″ × 13′ 9″
Bedroom 2 Main 8′ 6″ × 13′ 9″
Bedroom Main 13′ 9″ × 12′ 5″
Recreation Basement 15′ 10″ × 10′ 0″
Bedroom 5 Second 8′ 7″ × 6′ 9″

Features

Interior

  • In-Law Capability
  • In-Law Suite
  • Separate Hydro Meter
  • Storage
  • Water Heater

Property

  • Golf
  • Hospital
  • Park
  • Public Transit
  • School
  • Arts Centre

Pool

  • None
Included
All appliances (Two refrigerators, stove, two microwaves, dishwasher, washer & dryer), all electrical light fixtures, all window coverings

Mortgage calculator

Minimum for this price: $24,950 (5%)

Amortization, years

Estimated mortgage payment

$2,209 per month

Principal and interest
$2,209
Property tax
$339
Estimated monthly cost
$2,549

Your mortgage

Mortgage amount
$399,200
Mortgage insurance
Not needed
Interest over 25 years
$263,639

Cash to close

Down payment
$99,800
Land transfer tax
$6,455
Total, before legal fees
$106,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

265 Stewart Street, Peterborough, ON K9J 3M8 Town Ward 3, Peterborough, ON K9J 3M8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,000 265 Stewart Street, Peterborough, ON K9J 3M8
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