$499,000
Est. payment $2,209/moCalculate yours
265 Stewart Street, Peterborough, ON K9J 3M8
Town Ward 3, Peterborough, ON K9J 3M8
- 5 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC. MLS® X13531100
About this home
This Victorian-era duplex in the heart of downtown Peterborough, currently operating as an investment property with separate units generating a total of $3,200 per month. The 2-storey property offers the flexibility to continue as a rental income opportunity or unlock its full potential through a complete renovation. The main floor features hardwood flooring, newer windows for abundant natural light, a spacious living room large enough to accommodate a dining area, and an eat-in kitchen with laminate flooring, a breakfast area, side-door entrance, laundry area with newer machines, two fridges, two microwaves, and convenient access to a recently renovated 3-piece bathroom with tile flooring, vanity, and separate shower. The second floor offers broadloom throughout, generous bedrooms, a 4-piece bathroom with tile flooring, vanity, and frosted privacy window, plus a unique bedroom with vinyl flooring, sink, pantry, and potential second kitchen space with room to add appliances. The partially finished basement includes above-grade windows, a cold room, and recreation area, offering excellent development potential for additional living space, or future customization. Recent utility updates include central air conditioning, hot water tank, and furnace motor, with LED lighting for improved energy efficiency. Outside, enjoy a private laneway with parking for 4 vehicles and a large fully fenced backyard with planters and garden shed, offering space to create a peaceful outdoor escape. Perfectly situated near the Otonabee River, Little Lake, James Stevenson Park, Nicholls Oval Park, Liftlock Golf Club, Kawartha Golf Club, nearby schools including St. Peter Catholic Secondary School, Queen Mary Public School & more. Plus historical landmarks, museums, art galleries, shopping, restaurants, community centres, Galaxy Cinemas, public transit, Peterborough Regional Hospital, and convenient access to the Trans-Canada Highway for travel throughout Northern Ontario and into Quebec.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 10
- Basement
- Development Potential, Partial Basement, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 115.74 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $4,069 (2025)
Location
- Neighbourhood
- Town Ward 3
- Cross Street
- King St & Park St. N.
- Direction Faces
- West
Listing
- MLS® Number
- X13531100
- Days on Market
- 103
- Listed On
- 2026-07-07
- Possession
- Flex Closing
- Listed By
- SUTTON GROUP-ADMIRAL REALTY INC.
Rooms
Features
Interior
- In-Law Capability
- In-Law Suite
- Separate Hydro Meter
- Storage
- Water Heater
Property
- Golf
- Hospital
- Park
- Public Transit
- School
- Arts Centre
Pool
- None
- Included
- All appliances (Two refrigerators, stove, two microwaves, dishwasher, washer & dryer), all electrical light fixtures, all window coverings
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $339
- Condo fees
- $0
- Estimated monthly cost
- $2,549
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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