$649,000
Est. payment $2,874/moCalculate yours
27 Lower Lane, Seguin, ON P2A 0B2
Seguin, Seguin, ON P2A 0B2
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Engel & Volkers Parry Sound MLS® X13558352
About this home
Discover the timeless appeal of waterfront living on one of the Parry Sound area’s most desirable lakes. Set on 2.1 acres w/ nearly 345′ of pristine shoreline, this exceptional Otter Lake property offers an increasingly rare combination of privacy, gentle topography & crystal-clear, spring-fed waters. Tucked away in a peaceful, sheltered bay, the setting is ideal for swimming, paddling, fishing & creating lasting family memories. Surrounded by mature trees, the charming 3-bedroom side-split 3-season cottage blends seamlessly w/ its natural surroundings. Inside, warm wood-lined cathedral ceilings, a cozy wood-burning stove & a dramatic wall of windows create an inviting gathering space filled w/ natural light & panoramic lake views. The kitchen features a large picture window overlooking the property, making meal preparation a pleasure before dining on the spacious lakeside deck as the sun reflects across the water. Outside, the level waterfront is perfectly suited for all ages, complete w/ a natural sand shoreline, a lakeside fire pit & an extensive dock system ready to accommodate your boating lifestyle. Whether you’re enjoying quiet mornings with a coffee on the dock or entertaining family & friends throughout the summer, this property embraces everything that makes cottage life so special. Significant recent improvements provide peace of mind, including a professionally reinforced foundation w/ newly installed steel mesh, fresh parging, new footings, support posts and beam, along with a freshly painted exterior, allowing you to simply arrive and enjoy while adding your own personal vision over time. A 2nd driveway off Lower Lane for future bunkie/garage. Located minutes from Parry Sound w/ access to shopping, restaurants, the regional hospital, marinas, golf courses & Hwy 400, making weekend escapes or year-round enjoyment effortless. Offering exceptional privacy, outstanding waterfront & tremendous potential, rare opportunity to secure your place on Otter Lake.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Stone, Vinyl Siding
- Foundation
- Piers, Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 344.49 x 241.61 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $1,851 (2025)
Location
- Neighbourhood
- Seguin
- Cross Street
- Second Line / Lower Lane
- Direction Faces
- West
Listing
- MLS® Number
- X13558352
- Days on Market
- 97
- Listed On
- 2026-07-13
- Listed By
- Engel & Volkers Parry Sound
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Some images may be digitally rendered. All existing furniture, docks, kitchen appliances & lighting.
- Excluded
- Personal effects, water toys including boats and some artwork.
Mortgage calculator
Estimated mortgage payment
$2,874 per month
- Principal and interest
- $2,874
- Property tax
- $154
- Condo fees
- $0
- Estimated monthly cost
- $3,028
Your mortgage
- Mortgage amount
- $519,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $342,889
Cash to close
- Down payment
- $129,800
- Land transfer tax
- $9,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.