$398,000
Est. payment $1,762/moCalculate yours
271 Joseph Street, Chatham-Kent, ON N7L 3H3
Chatham, Chatham-Kent, ON N7L 3H3
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of EASY LIST REALTY LTD. MLS® X13846230
About this home
Visit the REALTOR website for further information about this Listing. Thoughtfully designed to support local biodiversity, this unique property features more than 250 species of native plants, along with ponds, a stream, woodpiles, a small meadow and wetland area. No pesticides are used, and approximately 95% of the plantings are native to the area. A complete list of planted native species is available. Rather than traditional turf grass, the landscape focuses on natural habitat, with pathways throughout and a dedicated vegetable garden area. The fully fenced backyard sits on a generous 55′ x 192′ lot. Built in 1947, the home has seen numerous updates including shingles (2007), foundation waterproofing (2015), concrete driveway and sidewalk (2016), full bathroom renovation (2019), kitchen renovation (2021), sump water-pressure backup, gas water heater and heat pump (2023), basement renovation (2025) and exterior paint (2026). Vinyl windows were installed approximately in 2000. The interior is finished in warm, light-neutral tones. The basement offers an open finished family room, adjacent cold room, laundry, furnace, central vac and storage/workshop space. Refrigerator and stove (2023), washer and dryer are included. A unique 10′ x 10′ roofed chain-link catio provides secure outdoor access for cats through a basement window and air-lock cubicle. A detached 1.5-car garage includes an opener, upper and lower cabinetry and countertop workspace. Additional features include a rear vinyl storage shed and potting area with sink behind the garage. A truly special home combining thoughtful updates with an exceptional nature-focused landscape.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 55 x 192 Feet
- Parking
- Detached garage · 4 total
- Zoning
- RL3
Financial
- Property Taxes
- $3,740 (2026)
Location
- Neighbourhood
- Chatham
- Cross Street
- McNaughton Ave E
- Direction Faces
- West
Listing
- MLS® Number
- X13846230
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Negotiable
- Listed By
- EASY LIST REALTY LTD.
Rooms
Features
Interior
- Auto Garage Door Remote
- Central Vacuum
- Primary Bedroom - Main Floor
- Separate Hydro Meter
- Storage
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Water Meter
Pool
- None
- Included
- Stove, Refrigerator, Washer, Dryer
Mortgage calculator
Estimated mortgage payment
$1,762 per month
- Principal and interest
- $1,762
- Property tax
- $312
- Condo fees
- $0
- Estimated monthly cost
- $2,074
Your mortgage
- Mortgage amount
- $318,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $210,277
Cash to close
- Down payment
- $79,600
- Land transfer tax
- $4,445
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,045
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.