$525,000
Est. payment $2,325/moCalculate yours
277 St Patrick Street, Lower Town - Sandy Hill, ON K1N 5K4
4001 - Lower Town/Byward Market, Lower Town - Sandy Hill, ON K1N 5K4
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13152692
About this home
Welcome to 277 St. Patrick Street, a charming semi-detached duplex in the heart of downtown Ottawa.This well-located property features two separate units, each with its own private entrance, offering flexibility, privacy, and strong investment potential. The property also has two separate hydro meters, making it a practical setup for both tenants and investors.Unit 1(currently rented) is the main floor 1-bedroom unit, featuring a functional layout with a kitchen, 3-piece bathroom, in-unit laundry, and direct access to the outdoor deck. This unit makes a great rental option for someone looking to generate income from the property.Unit 2 is the upper-level 2-bedroom unit, offering more space, character, and separation, making it a great option for an owner-occupier or tenant. With exposed brick accents, bright living spaces, an efficient kitchen, 3-piece bathroom, in-unit laundry, and a private balcony, it provides a comfortable place to live while the main floor tenant helps offset the mortgage.Located steps from the ByWard Market, Parliament Hill, Rideau Centre, restaurants, cafés, shops, transit, and everything downtown Ottawa has to offer.Live in one unit and have a tenant help pay down your mortgage, or rent both units and add a well-located downtown duplex to your portfolio.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Other, Stone
- Foundation
- Poured Concrete, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 14.23 x 110.25 Feet
- Parking
- Other garage · 2 total
Financial
- Property Taxes
- $4,933 (2026)
Location
- Neighbourhood
- 4001 - Lower Town/Byward Market
- Cross Street
- Cumberland to St Patrick
- Direction Faces
- North
Listing
- MLS® Number
- X13152692
- Days on Market
- 151
- Listed On
- 2026-05-20
- Possession
- TBA
- Listed By
- EXP REALTY
Features
Interior
- Water Heater
Pool
- None
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,325 per month
- Principal and interest
- $2,325
- Property tax
- $411
- Condo fees
- $0
- Estimated monthly cost
- $2,736
Your mortgage
- Mortgage amount
- $420,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $277,376
Cash to close
- Down payment
- $105,000
- Land transfer tax
- $6,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $111,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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