Gurvinder Nokwal REALTOR®
For Sale Detached 26 days on market

$555,000

Est. payment $2,457/moCalculate yours

28 Cambridge Street, Cambridge, ON N1R 3R7

Cambridge, ON N1R 3R7

  • 2 Beds
  • 2 Baths
  • 1,100 Sq Ft

Listing courtesy of HomeLife Power Realty Inc MLS® X13818930

About this home

Historic charm meets modern living in the heart of Galt! Step inside this beautifully transformed 1880 detached home and discover a unique blend of character, style and functionality. Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different. The bright, welcoming main level features soaring ceilings, an inviting living space and a modern eat-in kitchen with stainless steel appliances and walkout to the deck and private yard-perfect for morning coffee, entertaining or enjoying summer evenings outdoors. A beautifully updated, spa-inspired bathroom with walk-in shower adds a touch of luxury to everyday living. Upstairs, the versatile loft space provides the flexibility today’s buyers are looking for. Use it as a home office, creative studio, guest space, reading retreat or potential additional bedroom, depending on your needs. And the possibilities don’t stop there. The property offers commercial and residential zoning, creating exciting potential for those who want to combine their home and business lifestyle, subject to buyer verification and applicable approvals. Extensive improvements were completed, including updated plumbing, electrical, furnace, ductwork, central air, insulation, framing, drywall, exterior finishes, fencing, soffits, eaves, water heater and water softener, with the deck subsequently updated as well. Located just minutes from downtown Galt, you’ll have easy access to local shops, restaurants, the farmers’ market, parks, trails, transit and other amenities. A distinctive home. A flexible lifestyle. A location with character. Come experience the possibilities at 28 Cambridge Street.

Property details

Overview

Property Type
Detached
Style
Bungaloft
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Concrete Poured, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
52.08 x 79.26 Feet
Parking
None garage · 3 total
Zoning
C1RM1

Financial

Property Taxes
$3,218 (2025)

Location

Cross Street
Cambridge St and Colborne St
Direction Faces
East

Listing

MLS® Number
X13818930
Days on Market
26
Listed On
2026-09-22
Possession
Immediate
Listed By
HomeLife Power Realty Inc

Rooms

Room Level Dimensions
Bedroom Main 9′ 11″ × 9′ 10″
Loft Second 25′ 11″ × 12′ 11″
Living Room Main 16′ 1″ × 15′ 9″
Primary Bedroom Main 16′ 1″ × 15′ 9″
Bathroom Main 3′ 1″ × 10′ 0″
Bathroom Main 3′ 0″ × 5′ 10″
Dining Room Main 12′ 11″ × 13′ 0″
Kitchen Main 18′ 5″ × 12′ 8″

Features

Interior

  • Water Heater

Property

  • Public Transit
  • School Bus Route
  • River/Stream

Pool

  • None
Included
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $30,500 (5.5%)

Amortization, years

Estimated mortgage payment

$2,457 per month

Principal and interest
$2,457
Property tax
$268
Estimated monthly cost
$2,726

Your mortgage

Mortgage amount
$444,000
Mortgage insurance
Not needed
Interest over 25 years
$293,226

Cash to close

Down payment
$111,000
Land transfer tax
$7,575
Total, before legal fees
$118,575
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

28 Cambridge Street, Cambridge, ON N1R 3R7 Cambridge, ON N1R 3R7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$555,000 28 Cambridge Street, Cambridge, ON N1R 3R7
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