$4,499,000
Est. payment $19,921/moCalculate yours
28 Cottage Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 4 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13490744
About this home
Welcome To 28 Cottage Street, A Single-Family Luxury Bungalow Located In The Heart Of Royal Albion Welcome to one of the most extraordinary homes in Niagara-on-the-Lake. This one-of-a-kind 4-bedroom, 3-bath residence by Gatta Homes showcases the timeless architectural details and exceptional craftsmanship the builder is renowned for. Offering over 4,540 sq. ft. of luxurious living space, the home features state-of-the-art smart home technology that seamlessly controls lighting, climate, audio, and security from the touch of your fingertips.Designed for the future, this remarkable home is equipped with geothermal heating and cooling, solar panels, an electric vehicle charging hookup, and a Tesla battery backup system for efficient, sustainable living. Experience unmatched comfort year-round with radiant in-floor heating throughout every level of the home, including the basement, as well as a fully heated driveway for effortless winter living.A fully equipped elevator provides convenient access to every level, including the lower level, which features 9-foot ceilings, two bedrooms, a custom wine cellar, and a spectacular 5-piece spa-inspired bathroom complete with privacy glass, a steam shower, and a sauna. Every detail has been thoughtfully curated to deliver an unparalleled lifestyle. This is a truly breathtaking home that must be experienced to be appreciated.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Other (Ground Source)
- Cooling
- Other
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Slate, Other
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 18.29 x 35.1 Metres
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $11,966 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- cottage and king street
- Direction Faces
- East
Listing
- MLS® Number
- X13490744
- Days on Market
- 115
- Listed On
- 2026-06-25
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Bar Fridge
- Built-In Oven
- Carpet Free
- ERV/HRV
- Generator - Partial
- Intercom
- Other
- Primary Bedroom - Main Floor
- Sauna
- Separate Heating Controls
- Solar Owned
- Steam Room
- Sump Pump
- Water Heater
- Water Heater Owned
- Water Meter
Pool
- None
Mortgage calculator
Estimated mortgage payment
$19,921 per month
- Principal and interest
- $19,921
- Property tax
- $997
- Condo fees
- $0
- Estimated monthly cost
- $20,918
Your mortgage
- Mortgage amount
- $3,599,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $2,376,980
Cash to close
- Down payment
- $899,800
- Land transfer tax
- $98,950
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $998,750
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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