$639,900
Est. payment $2,833/moCalculate yours
28 Park Street, Tay, ON L0K 2A0
Victoria Harbour, Tay, ON L0K 2A0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of KELLER WILLIAMS EXPERIENCE REALTY MLS® S13866368
About this home
Welcome to this inviting raised bungalow nestled in the quaint village of Victoria Harbour, where relaxed lakeside living meets the comforts of home. Just steps from the beautiful waters of Georgian Bay and approximately a 15-minute walk to McKenzie Beach, this inviting property offers an ideal setting to enjoy everything the area offers. The home features a well-appointed kitchen with ample counter and cabinet space, complemented by stainless steel appliances. A beautiful deck overlooks the landscaped backyard - the perfect spot for morning coffee, summer gatherings, or simply relaxing and taking in the peaceful surroundings. The backyard is thoughtfully landscaped and includes a large garden shed and a lovely water feature, creating a private and tranquil outdoor retreat. Inside, the fully finished lower level provides valuable additional living space, featuring a walk-out leading directly to the backyard and deck. This home offers a wonderful combination of small-town charm, outdoor living, and easy access to Georgian Bay. Whether you’re looking for a year-round residence, a place to enjoy weekends by the water, or a peaceful retreat, this property is ready to welcome you home.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Crawl Space, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 125 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $2,361 (2025)
Location
- Neighbourhood
- Victoria Harbour
- Cross Street
- Hoyt Ave/Park St
- Direction Faces
- West
Listing
- MLS® Number
- S13866368
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- Flexible
- Listed By
- KELLER WILLIAMS EXPERIENCE REALTY
Rooms
Features
Interior
- Sump Pump
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Microwave
Mortgage calculator
Estimated mortgage payment
$2,833 per month
- Principal and interest
- $2,833
- Property tax
- $197
- Condo fees
- $0
- Estimated monthly cost
- $3,030
Your mortgage
- Mortgage amount
- $511,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $338,082
Cash to close
- Down payment
- $127,980
- Land transfer tax
- $9,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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