$729,900
Est. payment $3,232/moCalculate yours
28 Peggy Avenue, South-West Oxford, ON N0J 1N0
Mount Elgin, South-West Oxford, ON N0J 1N0
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Century 21 Heritage House Ltd Brokerage MLS® X13833504
About this home
THE BUNGALOW WITH THE BACKYARD YOU’VE BEEN WAITING FOR! This beautifully revitalized 3+1 bedroom bungalow where modern living meets an incredible backyard lifestyle. Set on an impressive 96′ x 108′ lot and backing directly onto a neighbourhood park, this is one of those rare properties where you can enjoy your backyard without looking at your neighbours! Add a private paved driveway with parking for up to 8 vehicles, an attached garage and you’ll quickly see there is nothing ordinary about this bungalow. Step inside to a completely reimagined open-concept main floor where the kitchen takes centre stage. Custom cabinetry, a huge working island with cooktop, high-end quartz countertops and stainless-steel appliances create a space that’s equally suited to morning coffee or entertaining a crowd. Durable luxury vinyl plank flooring flows throughout the main living areas. Three generous bedrooms include a spacious primary with 3-piece ensuite, while main-floor laundry and a 4-piece bath with jetted tub add everyday convenience. The finished lower level delivers even more living and entertaining space with a large open-concept recreation/games area, pool table area, additional office/bedroom and plenty of storage. The converted garage has been transformed into a versatile, insulated bonus living space with fireplace - and from there, you can access the enclosed hot tub area without ever stepping outside! Then there’s the backyard. Designed for summer fun and year-round enjoyment, it features a heated above-ground pool, covered gazebo, multiple sitting areas, gardens, greenhouse, storage shed and a large workshop with its own 100-amp service - perfect for hobbies, projects or serious storage. If you’re looking for a home that gives you beautiful interior space AND a backyard you’ll actually use, 28 Peggy Avenue is worth seeing.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 96.31 x 108.51 Feet
- Parking
- Attached garage · 8 total
Financial
- Property Taxes
- $3,741 (2026)
Location
- Neighbourhood
- Mount Elgin
- Cross Street
- Terry Ave
- Direction Faces
- West
Listing
- MLS® Number
- X13833504
- Days on Market
- 20
- Listed On
- 2026-09-28
- Listed By
- Century 21 Heritage House Ltd Brokerage
Rooms
Features
Interior
- Bar Fridge
- Built-In Oven
- Primary Bedroom - Main Floor
- Sump Pump
- Ventilation System
- Water Heater Owned
- Water Softener
- Water Treatment
Property
- Fenced Yard
- School
- School Bus Route
- Rec./Commun.Centre
Pool
- Above Ground
- Included
- light fixtures, ceiling fans, custom Shade-O-Matic window coverings and hardware, refrigerator, built in oven, convection microwave oven, dishwasher, gas range, 2 range hoods, mini fridge, central vac, air cleaner, water softener, pool table and all equipment, hot tub with cover, above ground pool with heater, pool attachments and all equipment, bbq, 3 sided gas fireplace, and gazebo
Mortgage calculator
Estimated mortgage payment
$3,232 per month
- Principal and interest
- $3,232
- Property tax
- $312
- Condo fees
- $0
- Estimated monthly cost
- $3,544
Your mortgage
- Mortgage amount
- $583,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $385,632
Cash to close
- Down payment
- $145,980
- Land transfer tax
- $11,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $157,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.