$919,000
Est. payment $4,069/moCalculate yours
28 University Avenue W, Cobourg, ON K9A 2G5
Cobourg, Cobourg, ON K9A 2G5
- 3 Beds
- 3 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of COLDWELL BANKER - R.M.R. Real Estate MLS® X13873006
About this home
Step inside this inviting, well maintained century home and discover a thoughtful blend of original charm and contemporary comfort. Soaring ceilings, original wide-plank wood flooring and large windows create a warm, light-filled atmosphere, creating a warm and welcoming home. With three spacious bedrooms and three full bathrooms, there’s room to live comfortably without compromising on space. The updated eat-in kitchen is both beautiful and practical; featuring stainless steel appliances, granite countertops and a generous island that naturally becomes the gathering place. The family room and adjoining office/den offer a cozy retreat for movie nights, quiet afternoons or working from home. Step through the patio doors and discover a new expansive deck overlooking the nicely landscaped private backyard, mature trees, providing a peaceful outdoor setting, perfect for morning coffee, summer entertaining or simply enjoying the outdoors. A custom main floor laundry (2026) adds everyday convenience, while motorized blinds (2021), on the larger windows provide an added touch of modern ease. The detached 1.5 car garage features interior/exterior lighting, a workbench and additional 60-amp panel, ideal for hobbies or a workshop. The circular driveway plus long driveway offers ample parking. Easy access to the 401 and VIA Rail makes commuting and weekend getaways simple. Beyond your front door, enjoy the best of Cobourg living. Walk to historic downtown for local shops, tasty restaurants, the beach and scenic boardwalk, or take advantage of convenient access to the 401 and VIA Rail for commuting and weekend adventures. A wonderful opportunity to enjoy the character of a century home with the comforts of today, in a location that lets you truly experience the Cobourg lifestyle. Extras: New appliances (2020-2025); Furnace (2021), regularly serviced; New Anderson windows upstairs and rec room (2021), Hot Water Tank is owned, and many more.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 165 Feet
- Parking
- Detached garage · 4 total
- Zoning
- R3
Financial
- Property Taxes
- $6,788 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Division St. & University Ave. W.
- Direction Faces
- North
Listing
- MLS® Number
- X13873006
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- Flexible
- Listed By
- COLDWELL BANKER - R.M.R. Real Estate
Rooms
Features
Interior
- Central Vacuum
- Water Heater Owned
- Workbench
Property
- Beach
- Library
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
- Fenced Yard
Pool
- None
- Included
- Frigidaire Fridge, Bosch Dishwasher, KitchenAid Stove, GE Stackable Washer & Dryer, all Window Coverings (2 in LR and 2 in kitchen are power remote), Freezer in Basement, and all ELFs except as noted in exclusions
- Excluded
- Chandelier in Dining Room
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,069 per month
- Principal and interest
- $4,069
- Property tax
- $566
- Condo fees
- $0
- Estimated monthly cost
- $4,635
Your mortgage
- Mortgage amount
- $735,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $485,540
Cash to close
- Down payment
- $183,800
- Land transfer tax
- $14,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $198,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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