$1,295,000
↓ $100,000 from $1,395,000
Est. payment $5,734/moCalculate yours
28 Van Luven Lane, Bancroft, ON K0L 1C0
Bancroft Ward, Bancroft, ON K0L 1C0
- 3 + 1 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Century 21 United Realty Inc. MLS® X13122762
About this home
Nestled along the crystal-clear shores of Waterhouse Lake, this exceptional waterfront retreat offers the perfect blend of luxury, privacy, and convenience. With 265 feet of pristine shoreline, a sandy beach, private dock, breathtaking lake views, and high-speed internet, this is waterfront living at its finest. Spend your days swimming, boating, fishing, kayaking, canoeing, tubing, or jet skiing, then unwind on the deck or in the gazebo as spectacular sunsets and local wildlife-including loons, deer, moose, and otters-become part of everyday life. Designed for gathering, the 4-bedroom home features a bright, open-concept layout with a spacious kitchen, dining area, and inviting living room. The private primary suite offers a spa-inspired 4-piece ensuite, while the partially finished walk-out basement provides additional living space, a bathroom rough-in, and room to grow. Adding incredible versatility, the detached double-car garage includes a beautifully finished self-contained 1-bedroom suite above it, with a full kitchen, open-concept living area, full bathroom, private laundry, and an elevated deck overlooking the lake-ideal for extended family, guests, a home office, or rental income. Located less than five minutes from downtown Bancroft, you’ll enjoy convenient access to shops, restaurants, schools, healthcare, golf courses, and everyday amenities, while nearby ATV and snowmobile trails make this an exceptional destination for year-round recreation. Whether you’re searching for a luxury waterfront residence, an unforgettable family cottage, or an investment with income potential, this rare property offers an extraordinary opportunity to experience the very best of waterfront living.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Walk-Out, Partially Finished
Building & Systems
- Heating
- Radiant (Propane)
- Cooling
- None
- Exterior
- Board & Batten
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 164.46 x 322.29 Feet
- Parking
- Detached garage · 10 total
Financial
- Property Taxes
- $9,508 (2025)
Location
- Neighbourhood
- Bancroft Ward
- Cross Street
- Van Luven Ln/Chemaushgon Rd
- Direction Faces
- East
Listing
- MLS® Number
- X13122762
- Days on Market
- 158
- Listed On
- 2026-05-13
- Possession
- Flexible
- Listed By
- Century 21 United Realty Inc.
Rooms
Features
Interior
- Carpet Free
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Window Coverings, Central Vacuum, Garage Door Openers (x2) Fridge (apartment), Countertop Stove (Apartment), Washer & Dryer (Apartment)
- Excluded
- Personal Belongings
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$5,734 per month
- Principal and interest
- $5,734
- Property tax
- $792
- Condo fees
- $0
- Estimated monthly cost
- $6,526
Your mortgage
- Mortgage amount
- $1,036,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $684,194
Cash to close
- Down payment
- $259,000
- Land transfer tax
- $22,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $281,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.