$549,000
Est. payment $2,431/moCalculate yours
280 Charlotte Street, Central Elgin, ON N5L 1A8
Port Stanley, Central Elgin, ON N5L 1A8
- 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of SUTTON GROUP - SELECT REALTY MLS® X13854864
About this home
Location is everything, this property truly delivers. Situated on a quiet street just steps from Little Beach and only a short walk to Port Stanley’s Main Beach, you’ll have easy access to one of Ontario’s most beloved beach communities. This well-maintained, year-round brick home, the ideal blend of comfort, convenience, and coastal charm. Featuring 3 spacious bedrooms and 2 full washrooms and a fully finished basement with a cozy family room adorned with a fireplace. This inviting home provides plenty of space for families, retirees. The home has had many updates newer roof, All the windows and doors replaced, in 2026 the attic was insulated up to current code. The fully fenced backyard is perfect for entertaining, gardening, or simply unwinding in your own peaceful outdoor oasis. Stroll to the village’s charming boutiques, local shops, and inviting restaurants, or pick up your everyday essentials at Foodland, conveniently located just down the road. Whether you’re searching for a full-time residence, a weekend escape, or an investment opportunity, this exceptional property offers the best of lakeside living in one of Southwestern Ontario’s most desirable communities. Don’t miss your chance to own a piece of Port Stanley-where every day feels like a vacation!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 44 x 132.74 Feet
- Parking
- None garage · 4 total
- Zoning
- R1
Financial
- Property Taxes
- $3,569 (2025)
Location
- Neighbourhood
- Port Stanley
- Cross Street
- #4 Colborne St & Bridge St
- Direction Faces
- South
Listing
- MLS® Number
- X13854864
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- Immediate
- Listed By
- SUTTON GROUP - SELECT REALTY
Rooms
Features
Interior
- Water Heater
- Storage
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Fridge, Stove, Dishwasher, washer, Dryer
Mortgage calculator
Estimated mortgage payment
$2,431 per month
- Principal and interest
- $2,431
- Property tax
- $297
- Condo fees
- $0
- Estimated monthly cost
- $2,728
Your mortgage
- Mortgage amount
- $439,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,056
Cash to close
- Down payment
- $109,800
- Land transfer tax
- $7,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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