$549,900
↓ $9,100 from $559,000
Est. payment $2,435/moCalculate yours
286 Railway Avenue, Stratford, ON N5A 2J4
Stratford, Stratford, ON N5A 2J4
- 3 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Home and Company Real Estate Corp Brokerage MLS® X13785578
About this home
Hang the towels and your home! This beautifully updated freehold townhouse with over 1,256 sq. ft. of main and upper-level living space, +454 a fully finished lower level with exceptional flexibility. The main floor features an updated kitchen with extended cabinetry/pantry storage (2022), gas stove, stainless steel appliances, new flooring on second level (2022). Spacious dining room, which can comfortably fit a large gathering of family and friends around the table. California shutters, and a convenient powder room. Upstairs, you’ll find a open-concept Family room, with high ceilings, and large windows, plus three generous bedrooms with custom built-ins, bedroom-level laundry, and bright, sun-filled living spaces. The finished lower level is ideal for multi-generational living, guests, or a private retreat, complete with a kitchenette, fridge, dishwasher, second washer and dryer, full 3-piece bath, walk-in storage closet, and additional cold storage. Step outside to your own backyard oasis professionally designed by Smoothrock Landscaping. Enjoy the custom-built Pinehaven Sawmill three-season cedar cottage, featuring electricity, a three-speed ceiling fan, intranet connectivity, and removable panels for year-round functionality and storage. The stunning perennial front garden creates exceptional curb appeal while providing a low-maintenance, no-mow front yard. Additional highlights include interior garage access, and a location on a friendly family-oriented street. Move-in ready and thoughtfully upgraded throughout, this is a home you’ll be proud to own.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 19.69 x 114.83 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $3,646 (2026)
Location
- Neighbourhood
- Stratford
- Cross Street
- Chestnut St
- Direction Faces
- East
Listing
- MLS® Number
- X13785578
- Days on Market
- 33
- Listed On
- 2026-09-15
- Possession
- Flexible
- Listed By
- Home and Company Real Estate Corp Brokerage
Rooms
Features
Interior
- Auto Garage Door Remote
- Sump Pump
- In-Law Capability
Pool
- None
- Included
- Refrigerator x2 stainless steel, Dishwasher x2, Washer &Dryer x2, Dryer x2, Built-in Microwave, Dishwasher, Gas Oven RangeHood, Gas Stove, Garage Door Opener, Smoke Detector, Carbon Monoxide Detector, Window Coverings
- Excluded
- Outdoor pots,garden statuary and iron garden pieces.
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $304
- Condo fees
- $0
- Estimated monthly cost
- $2,739
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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