$799,900
↓ $50,000 from $849,900
Est. payment $3,542/moCalculate yours
2865 Concession A Road, Ramara, ON L0K 1B0
Rural Ramara, Ramara, ON L0K 1B0
- 4 + 1 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of RE/MAX COUNTRY LAKES REALTY INC. MLS® S13640994
About this home
Welcome to country living at its finest! Set on a picturesque 1-acre lot with sweeping field views and just steps to Lake Simcoe with direct lake access at the end of the street, this custom-built all-brick ranch bungalow offers exceptional space, quality craftsmanship, and outstanding multi-generational living potential. Featuring over 1600 sq ft of finished main floor living this impressive home offers 3+1 bedrooms and 2 bathrooms, Plus*** a full separate and private 740 sq ft in-law suite with sep entrance, 1 bedroom, living room, kitchenette, and a 4-piece bath!! For a total of 2340 Sq Ft of main level space. The bright open-concept main floor showcases a spacious living room, custom maple kit with large centre island, breakfast bar, and dining area w/walkout to the rear deck overlooking peaceful countryside and stunning sunsets. Hardwood floors flow throughout, while the oversized guest bath includes convenient main floor laundry. The spacious primary bedroom offers a walk-in closet, walkout to a small porch, and shared ensuite with the second bedroom. A third bedroom makes an ideal home office, while the screened in front sunroom is perfect for bug free relaxing. The 1600 sq ft partially finished bsmnt features a fifth Bdrm with walk-in closet, rough-in for a future bath, Dri-Core subfloor, large recreation room with pool table, and entertainment area with projector screen. The impressive 1,400 sq. ft. insulated and heated double garage provides exceptional space for vehicles, toys, or a workshop. Built by the current owner with quality in mind, 2×6 construction, this home also features a UV filtration system, reverse osmosis drinking water, water softener, and Bluetooth/Wi-Fi whole-home audio speakers in each room! A rare opportunity to enjoy quality craftsmanship, generous living space, and peaceful country living just moments from beautiful Lake Simcoe. experience beautiful western sunsets every night without waterfront taxes!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 210 x 210 Feet
- Parking
- Attached garage · 22 total
- Zoning
- Residential
Financial
- Property Taxes
- $4,240 (2025)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- Highway 12 & Concession Rd A
- Direction Faces
- South
Listing
- MLS® Number
- S13640994
- Days on Market
- 74
- Listed On
- 2026-08-05
- Possession
- TBA
- Listed By
- RE/MAX COUNTRY LAKES REALTY INC.
Rooms
Features
Interior
- Central Vacuum
- ERV/HRV
- In-Law Suite
- Primary Bedroom - Main Floor
- Rough-In Bath
- Sump Pump
- Water Heater Owned
- Water Purifier
- Water Treatment
Property
- Beach
- Clear View
- Golf
- Lake Access
- Marina
- School Bus Route
Pool
- None
- Included
- Existing Fridge (2), Stove (2), B/I Dishwasher, Laundry Washer & Dryer, Microwave Hood Range, Garage Door Openers & Remotes, Central vacuum & Attachments, Stand Up Tanning Bed, UV Light & Filter, Reverse Osmosis Water Treatments, Alarm Security System.
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $353
- Condo fees
- $0
- Estimated monthly cost
- $3,895
Your mortgage
- Mortgage amount
- $639,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,615
Cash to close
- Down payment
- $159,980
- Land transfer tax
- $12,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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