Gurvinder Nokwal REALTOR®
For Sale Detached 60 days on market

$849,900

Est. payment $3,763/moCalculate yours

295 Fire Route 23, Havelock-Belmont-Methuen, ON K0L 1Z0

Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0

  • 3 + 2 Beds
  • 2 Baths
  • 700 Sq Ft

Listing courtesy of RE/MAX HALLMARK EASTERN REALTY MLS® X13690246

About this home

| BELMONT LAKE | What’s better than one cottage? TWO! This unique Belmont Lake property offers 150 feet of beautiful East-facing waterfront with two separate cottages, making it the perfect getaway for extended family, multiple generations, or hosting friends. The waterfront cottage is right at the water, with water seen from every room along the front, is a charming three-season, 2-bedroom, 1-bath retreat with a water-facing deck at the shoreline. Perched above, the winterized 3-bedroom, 1-bath cottage enjoys one of the best panoramic views on Belmont Lake and features its own water-facing deck, the perfect spot to relax with a morning coffee or unwind after a day on the lake. The waterfront is ideal for swimming, with deep, clean water off the dock, while two separate docking areas provide plenty of room for boats and water toys. Whether you’re spending the day on the lake or simply taking in the expansive views, this property is all about making unforgettable memories. The property features a UV water treatment system and heated water line, while the property is serviced by 200-amp hydro. The undersides of both cottages were professionally spray-foam insulated in 2018 for added comfort and efficiency. Offered turn-key, both cottages have been exceptionally well maintained and are ready for immediate enjoyment. Located just 15 minutes from Havelock, 40 minutes from Peterborough, and under two hours from the GTA, Belmont Lake offers the perfect balance of peaceful cottage living and convenient access.This is more than a cottage property-it’s a place where family and friends gather, laughter echoes across the water, and every sunrise reminds you why lake life is so special.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3 + 2
Bathrooms
2
Kitchens
2
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
Wall Unit(s)
Exterior
Wood
Foundation
Piers, Post & Pad
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Parking
None garage · 2 total

Financial

Property Taxes
$3,038 (2025)

Location

Neighbourhood
Belmont-Methuen
Cross Street
Fire Route 23 South of Preston Road.
Direction Faces
East

Listing

MLS® Number
X13690246
Days on Market
60
Listed On
2026-08-19
Possession
Immediate
Listed By
RE/MAX HALLMARK EASTERN REALTY

Features

Interior

  • Guest Accommodations
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Property

  • Clear View
  • Lake Access
  • Marina
  • Rolling
  • Waterfront

Pool

  • None
Included
All Contents other than exclusions
Excluded
Personal Items, Pontoon Boat (may be purchased separately)

Mortgage calculator

Minimum for this price: $59,990 (7.06%)

Amortization, years

Estimated mortgage payment

$3,763 per month

Principal and interest
$3,763
Property tax
$253
Estimated monthly cost
$4,016

Your mortgage

Mortgage amount
$679,920
Mortgage insurance
Not needed
Interest over 25 years
$449,032

Cash to close

Down payment
$169,980
Land transfer tax
$13,473
Total, before legal fees
$183,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

295 Fire Route 23, Havelock-Belmont-Methuen, ON K0L 1Z0 Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$849,900 295 Fire Route 23, Havelock-Belmont-Methuen, ON K0L 1Z0
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