$615,000
↓ $70,000 from $685,000
Est. payment $2,723/moCalculate yours
295 Water Street 21, Guelph, ON N1G 2X5
Dovercliffe Park/Old University, Guelph, ON N1G 2X5
- 2 Beds
- 4 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Royal LePage Royal City Realty MLS® X13059644
About this home
Stop Renting, Start Building Equity Why pay your landlord’s mortgage when you can invest in your own future? With an estimated monthly payment of just $2,400, this Guelph townhouse offers a budget-friendly entry point into the market that beats paying rent. As a bonus, this Village on the Green townhome includes a community swimming pool to enjoy on those hot summer days. Unlike typical townhomes, 21-295 Water Street features concrete walls for rare, detached-style soundproofing and quiet living without the endless exterior maintenance. The functional layout boasts a kitchen balcony, a private deck overlooking mature green space, and premium California shutters throughout. Upstairs, the massive primary suite (previously 2 bedrooms) features a custom wardrobe and an ensuite soaker tub, complemented by a versatile lower-level rec room for a home office or guests. If you value solid construction, privacy, and true financial investment, make your move today with immediate possession.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- 3-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 2,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Full, Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete Block
Lot & Parking
- Parking
- Attached garage · 2 total
- Zoning
- R.3A
Financial
- Property Taxes
- $4,095 (2025)
- Condo Fee
- $725/mo
- Fee Includes
- Water Included, Common Elements Included, CAC Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Dovercliffe Park/Old University
- Cross Street
- Edinburgh
Listing
- MLS® Number
- X13059644
- Days on Market
- 172
- Listed On
- 2026-04-29
- Possession
- Immediate
- Listed By
- Royal LePage Royal City Realty
Rooms
Features
Interior
- Auto Garage Door Remote
- Water Softener
Property
- Park
- Place Of Worship
- Public Transit
- River/Stream
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Fridge on lower level
- Excluded
- None
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,723 per month
- Principal and interest
- $2,723
- Property tax
- $341
- Condo fees
- $725
- Estimated monthly cost
- $3,789
Your mortgage
- Mortgage amount
- $492,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $324,926
Cash to close
- Down payment
- $123,000
- Land transfer tax
- $8,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $131,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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