$589,000
↓ $136,000 from $725,000
Est. payment $2,608/moCalculate yours
299 Bay Street, Orillia, ON L3V 3X2
Orillia, Orillia, ON L3V 3X2
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Century 21 B.J. Roth Realty Ltd. MLS® S13715032
About this home
Welcome to 299 Bay Street, ideally situated in one of Orillia’s most sought-after areas, directly across from beautiful Lake Couchiching. This charming side-split offers 3 bedrooms and 1 bathroom, along with an incredible location that makes it easy to enjoy everything Orillia’s waterfront has to offer. Inside, the home is freshly painted and move-in ready, showcasing original hardwood flooring that has been beautifully resurfaced, preserving its character while giving it a fresh, renewed look. The side-split layout provides a practical separation of living and sleeping spaces, creating a comfortable and functional home. One of the standout features of this property is the gated backyard with direct access to the Lightfoot Trail system-step outside your own yard and enjoy walking, cycling, or exploring Orillia’s scenic trail network. For even more outdoor enjoyment, Couchiching Beach Park is approximately an 8-minute walk away, putting the beach, waterfront, parks and recreation within easy reach. Whether you’re enjoying a morning walk along the trail, spending an afternoon at the beach, or simply taking in the beauty of Lake Couchiching just across the street, 299 Bay Street offers a lifestyle and location that are hard to beat. A wonderful opportunity to make your home in an established Orillia neighbourhood where the lake, trails and waterfront are right outside your door. **some photos have been digital edited
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- Sold Conditional
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick Veneer
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60.23 x 97.89 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,860 (2026)
Location
- Neighbourhood
- Orillia
- Cross Street
- Bay st and North Street E.
- Direction Faces
- East
Listing
- MLS® Number
- S13715032
- Days on Market
- 53
- Listed On
- 2026-08-26
- Listed By
- Century 21 B.J. Roth Realty Ltd.
Rooms
Features
Interior
- None
Pool
- None
- Included
- S/S Fridge, S/S Dishwasher, S/S Range, S/S Over The Range Microwave, Freezer in basement, Shed in Backyard, Window Coverings, all ELF
- Rental items
- Hot Water Heater, Reliance
Mortgage calculator
Estimated mortgage payment
$2,608 per month
- Principal and interest
- $2,608
- Property tax
- $322
- Condo fees
- $0
- Estimated monthly cost
- $2,930
Your mortgage
- Mortgage amount
- $471,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $311,189
Cash to close
- Down payment
- $117,800
- Land transfer tax
- $8,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $126,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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