$849,990
↓ $75,010 from $925,000
Est. payment $3,764/moCalculate yours
3 Cathcart Street, Huron-Kinloss, ON N2Z 2X6
Huron-Kinloss, Huron-Kinloss, ON N2Z 2X6
- 4 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of Lake Range Realty Ltd. MLS® X12899744
About this home
Steps from Lake Huron’s white sandy shoreline and legendary sunsets, this inviting backsplit is tucked into the sought-after lakeside community of Lurgan Beach. Set on a spacious and private lot with plenty of parking, the property features a new wrap-around deck, large yard for outdoor activities, fire pit area, outdoor shower with warm water, two storage sheds for beach gear, outdoor equipment and workshop with electricity. Inside, the bright open-concept kitchen, dining, and living area offers vaulted ceilings and a wall of windows, along with a cozy wood stove. The lower levels features a spacious family room with beautiful stone gas fireplace and built-ins, fourth bedroom, second bath, and laundry, while the upper level offers two bedrooms, a 4-piece bath, and a primary bedroom with patio doors leading to a Juliet balcony. Extensively updated inside and out, including flooring, bathroom remodel, natural gas fireplace and furnace, new hot water tank, Tesla 60 amp charger and freshly primed and painted throughout. Close to the boat launch, parks, tennis courts, and scenic walking trails. Many extensive updates inside and out! Whether you’re searching for a private Lake Huron getaway or a property with proven income potential, this one offers the best of both worlds.
Property details
Overview
- Property Type
- Detached
- Style
- Backsplit 4
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 122 x 205 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $4,181 (2026)
Location
- Neighbourhood
- Huron-Kinloss
- Cross Street
- Bell Drive
- Direction Faces
- West
Listing
- MLS® Number
- X12899744
- Days on Market
- 213
- Listed On
- 2026-03-19
- Listed By
- Lake Range Realty Ltd.
Rooms
Features
Interior
- Sump Pump
- Storage
- Water Heater Owned
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Microwave, Washer/Dryer, Kitchen Island, Fire Poker Set, Bathroom Ladder, Window Coverings
- Excluded
- Basement Refrigerator, Stand Up Freezer, Portable Hot Tub, Paint, TV's , Wood Rack,
Mortgage calculator
Estimated mortgage payment
$3,764 per month
- Principal and interest
- $3,764
- Property tax
- $348
- Condo fees
- $0
- Estimated monthly cost
- $4,112
Your mortgage
- Mortgage amount
- $679,992
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,080
Cash to close
- Down payment
- $169,998
- Land transfer tax
- $13,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,473
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.